Bike commuters in a 263,450-person BMJ study had a 41 percent lower risk of dying from any cause. Here is what the longevity research actually says about cycling: the heart,...
David Williams
Dave, a passionate rider, trail builder, and community organizer, has been riding mountain bikes for over 30 years. As a long-standing member of the cycling community, he is an ardent advocate of the cycling lifestyle and has introduced countless recruits to the sport. When not busy running operations at Velosurance, he’s exploring endless Colorado trails on his e-bike or plans the next epic adventure while hanging out with his dogs.
Posts by David Williams (45)

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What Endurance Cycling Really Does to Your Heart
Cycling is one of the best things you can do for your heart, deep into your 60s and beyond. But hard-training research adds a wrinkle: the risk is unmanaged intensity...

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Carbon fiber bicycle frames: does your insurer repair or replace them?
If your carbon frame cracks in an accident, will your insurer make you ride a repaired frame or put you on a new one? Here's how that decision actually gets...

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When to hire a bicycle accident attorney
Whether you’re a seasoned cyclist or just starting out, it’s important to know when to seek the help of a bicycle accident attorney. For many people, cycling is a way...

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Support Your Local Bike Shop: Expert Service, Community Roots, and the Pro-Build Advantage
Many people turn to online retailers for convenience and savings when shopping for a new bike. Window shopping for bikes from the comfort of your home is a great way...

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Why Seniors are Switching to E-Bikes and E-Trikes: Health, Stability, and New Safety Tech
Most people can recall the carefree days of childhood, riding their bikes for the sheer joy of it. Yet somehow, in the years between childhood and adulthood, many leave this...

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How bicycle theft happens
Over the past year, bicycles have become an increasingly valuable commodity. In cities large and small, bicycle thieves have become well-equipped and organized, leading to bicycle theft now reaching epidemic...

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10 stretches every cyclist should be doing
The above is a pre-ride stretching routine for many cyclists. Newsflash: this type of stretching does more harm than good before and is best left until after the ride.

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What cyclists must know about Health Insurance
Most people don’t consider the risks involved in seemingly safe exercises and physical activities. However, unless your hobbies include extreme sports such as base jumping or motorcycle racing, every time...

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Things to know before insuring your bicycle
If you’re an experienced cyclist, then you’ve probably owned multiple bikes, each progressively better and more expensive than the last. Whether you’re a commuter, a roadie, a mountain biker or...

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Getting into endurance mountain biking
Anyone who considers themselves a mountain biker already knows the joys of venturing into the vast wilderness with nothing but their trusty two-wheeled companion and whatever they managed to cram...

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Bike touring—what is it and how do I get started
Simply put, bike touring is traveling by bicycle. Even if you’re a novice cyclist, you surely have already discovered the joy and beautiful scenery experienced when riding a bike. Unlike...

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Tips on buying an electric bicycle
Even though the first US patents documenting electric bicycles were granted in the 1890’s, it wasn’t until the early 2000’s that they really started undergoing the many changes that have...

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A cable lock will not save your bicycle from theft
Securing your bike when leaving it unattended is a must-do if you expect it to be there when you return. If you commute by bike, it’s likely that you already...

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Getting into cycling as an adult
If you didn't grow up riding a bike through your neighborhood streets, you might find cycling a bit daunting at first. However, it's just as easy for an adult to...

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A guide to riding in wet weather
Cloudy skies with a forecast of rain might make you change your mind about heading out on your bike. You are not alone: cyclists from Miami to Portland deal with...

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How to ride safely in snow and slush
The rewards of conquering winter weather on your bike are many. You never have to worry about getting stuck in traffic or jump starting your vehicle because the cold weather...

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Want to start cycling after 50? Here's how
Bicycling can have a plethora of positive health effects. Cycling increases muscle strength in your lower body and spikes a healthy brain protein essential to maintaining and improving neural pathways....

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Not just for kids: how to choose a bike helmet
It was more than 100 years after the invention of the bicycle that bike helmets came into widespread use and another decade before safety standards for them were established. Although...

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How to pick the right cycling gear
There’s more to cycling than hopping on your bike and hitting the road. Finding the right gear optimizes your riding experience while keeping you safe and comfortable, whether you’re commuting...

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Which bike should I buy for my kid?
Buying the correct bicycle for your child is the first step to creating a lifelong love of the sport. Bikes that aren't suited to your child's size, ability or riding...

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The 411 on storing your bicycle
Whether you ride your bike every day or occasionally, putting it away clean will significantly extend its life. It might seem counter-intuitive, but bikes require a bit more care than...

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Tips to keep your bike riding longer and better
Keeping your bicycle in tip-top shape can prevent you from being stranded on the side a road, or even worse, on a trail miles away from civilization. A well-running bike...

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Cycling accidents with pedestrians
Cycling might be one of the most versatile activities you can engage in. It can be fun and leisurely or an intense adrenaline rush. It can be done by anyone,...

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E-bikes are wooing Americans
Electric bike sales in Europe have shown double-digit growth, with sales in the Netherlands surging by 24%. It’s estimated that about 350,000 electric bicycles were sold to customers in the...

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How to choose the right bicycle
Bicycles are becoming increasingly popular in modern culture. Not only are they used for exercise and recreation, but they are also an environmentally friendly mode of daily transportation. For millions...

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Most common questions
We get asked a lot of questions. Since the only stupid question is the one you did not ask, here is a list of the most common ones. 1. Is...

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Why should I insure my bicycle?
Your car is transportation, your home is shelter from the elements, but what is your bike? When you were a kid your bike was a toy, but today it has...

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How to not get your bicycle stolen
Stolen bicycles are almost never recovered and all it takes is a momentary lapse of concentration and bam, it’s gone! So how do you prevent bicycle theft?

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Uninsured driver, liability, medical coverage
Physical damage and loss of the bicycle is easy to understand. If the bicycle is damaged or stolen the policy will pay to repair or replace it, but what about...

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Bicycle insurance - what is covered?
When figuring out what value to consider when insuring your bicycle you should include everything normally attached to the bike when you ride, plus some things that are not always...

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Kids and bicycles - what every parent should know
The chills of winter have given way to clear sunny days and there’s nothing more fun on days like this than a family bicycle ride at the park. It is...

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Most common accidents when riding on the road
Every road rider knows how quickly things can change and that you need to rely on all your bike handling skills to avoid being injured in a bicycle vs automobile...

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Why you must have uninsured motorist insurance
We hope it never happens but often a cyclist is badly injured by a driver who has no insurance or a motorist who has insufficient insurance (the minimum liability insurance...

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Bicycle insurance cost explained
An often asked question is why does bicycle insurance cost as much as my motorcycle/auto insurance? This is a great question that needs discussion. Let’s consider some other anomalies in...

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10 questions to ask your insurance agent
When bicycle insurance is discussed, the most common question that arises is “isn’t my bike covered by my home insurance?” The answer is: possibly, but not very effectively. Home or...

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How bicycle insurance claims happen?
Claims happen because of a sudden or accidental loss to your bike. If your tires wear out this is not sudden or accidental. If your ten year old frame develops...

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My bicycle was stolen. What now?
You walk around the corner to where you left the bike securely locked and that feeling hits you in the pit of your stomach. The bike is stolen. Your initial...

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How to make sure that your bike remains yours
Each year, somewhere between 800,000 and two million bicycles are stolen. Bike theft is “big business,” worth as much as $50 million per year. It’s impossible to determine the actual...

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A starter guide to bicycle commuting
Commuting to work, school, or just running errands by bicycle can be an exciting commitment. There are however many factors to be considered to make your ride more enjoyable.

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How much should I insure my bike for?
The correct amount to insure for is the cost to purchase the bike plus upgrades and accessories added to the bike after purchase. You can include and insure the cost...

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Bicycle insurance mistakes and misconceptions
Your bicycle most likely will have some very limited coverage under your homeowners or renters policy, however, there are usually limits on the value of the bike and the types...

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Flying with a bike
The size restriction of 62 linear inches that most airlines adhere to as being oversized is impossible to conform to for most fixed frame bikes in a travel case. Even...

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Cyclists: what to do if you are hit by a car
First of all, call 911 and ask for the police and EMS Next, don’t talk to anyone about the crash, especially who could be at fault. When the crash happens...

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Bicycle insurance rates and coverage
While cyclists share passions, cycling often means different things to different people. That's why Velosurance does not offer one-size-fits-all insurance policies. Rather than just covering your bicycle under your homeowner's...
