5 minute bicycle insurance quote

Our policy covers just about anything that can happen to your bike and the quote takes less than 5 minutes to complete.

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Why Bicycle Insurance?

Whether at your home, on your auto, riding the trail or the road, bicycles are rarely covered for theft or damage. Velosurance offers the availability of a multi-risk, stand-alone insurance policy allowing cyclists to insure their bikes for theft, physical loss, damage, and liability.

Your bike is worth to us what it’s worth to you. We do not depreciate your bike so in case of a total loss you can get yourself a bike of similar value.

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Your bike is covered if it’s damaged in a crash. On a road or trail, a group ride or a race, if it’s damaged in an accident, it’s covered.

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If your bike is stolen from your home, car, workplace or any other secure location, it’s covered.

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While we can't protect you from that driver texting while driving, we can help protect you financially after a bike versus car accident.

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What is Velosurance?

Bicycle insurance is good for you

Velosurance is a national insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists. Our cycling insurance policy is superior to any other similar product available in the insurance marketplace. There simply is no substitute.

We are proud to serve our fellow cyclists with an insurance policy that covers just about anything that can happen to a bike. Everyone who works at Velosurance is an avid rider, so when you call us you are speaking to another cyclist who understands you and your bike.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bicycle insurance policy where claims will not affect your homeowner or renters policy premiums.

Policy CoverageHome Owner PolicyRenters Policy
Insured at Full ValuePossiblyPossiblyYes
Crash DamageNoNoYes
Theft CoverageLimitedLimitedYes
Theft Away From HomePossiblyPossiblyYes
Vehicle ContactNoNoYes
Personal LiabilityPossiblyPossiblyYes
Replacement Bike RentalNoNoYes
Event Fee ReturnNoNoYes
Cycling Apparel InsuredNoNoYes
Medical PaymentsPossiblyPossiblyYes
Racing CoverageNoNoYes
Electric Assist BicyclesNoNoYes
Bicycle Airline Shipping CoverageNoNoYes

Bike Shop Partner Network

Velosurance partners with local bike shops throughout the USA to provide our policyholders with service when a damaged bike needs repair or replacement.

Coverages and features

Worldwide Coverage

This is an absolute must if you’re traveling abroad. This optional feature extends your coverage during your travel.

Roadside Assistance

Works just like AAA: when you get stranded, call us and we’ll come get you. our nationwide 24-hour Emergency Service will provide up to 35 miles of transportation for you and your bike per breakdown.

Medical Coverage

If you’re hurt, we’ll cover some of your medical bills, up to the policy limit. This coverage pays to supplement the deductible of your personal health insurance policy.

Liability Protection

We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000 or $100,000 per occurrence.

Any Crash or Accidental Damage

If your bike is damaged in a crash or accident, whether you slide out in a corner, hit a pothole, get clipped in a crit or even drive your car into a garage with your bike on top, it’s covered.

Total Loss by Theft

Bikes are very easy to steal and equally difficult to recover and a hefty U-lock doesn’t guarantee that your bicycle will remain yours when you return. Velosurance provides the peace of mind when your bike is stolen or damaged in the process.

Damage or Loss in Transit

Bikes often get damaged in transit, by airline and courier services alike. Filing a claim with these is a notoriously difficult process with a questionable outcome. Velosurance covers your bike while it is on it’s way to your destination.

Bike Shop Partner Network

We have partnered with a nationwide network of local bike shops (LBS). The network is available to you as a resource for bicycle repair or replacement. In case of a claim, a trusted partner will help you evaluate the severity of damage and prepare a repair estimate.

Contact Us

Velosure Inc.
8201 Peters Rd Suite 1000
Fort Lauderdale, FL 33324
P: 888-663-9948
E: info@velosure.com

© 2013-2017 Velosurance
Policies underwritten by Markel American Insurance, 4521 Highwoods Parkway, Glen Allen, VA 23060