Our policy covers just about anything that can happen to your bike and the quote takes less than 5 minutes to complete.
Your bike is worth to us what it’s worth to you. We do not depreciate your bike so in case of a total loss you can get yourself a bike of similar value.
Your bike is covered if it’s damaged in a crash. On a road or trail, a group ride or a race, if it’s damaged in an accident, it’s covered.
If your bike is stolen from your home, car, workplace or any other secure location, it’s covered.
While we can't protect you from that driver texting while driving, we can help protect you financially after a bike versus car accident.
Velosurance is a national insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists. Our cycling insurance policy is superior to any other similar product available in the insurance marketplace. There simply is no substitute.
We are proud to serve our fellow cyclists with an insurance policy that covers just about anything that can happen to a bike. Everyone who works at Velosurance is an avid rider, so when you call us you are speaking to another cyclist who understands you and your bike.
Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bicycle insurance policy where claims will not affect your homeowner or renters policy premiums.
|Policy Coverage||Home Owner Policy||Renters Policy|
|Insured at Full Value||Possibly||Possibly||Yes|
|Theft Away From Home||Possibly||Possibly||Yes|
|Replacement Bike Rental||No||No||Yes|
|Event Fee Return||No||No||Yes|
|Cycling Apparel Insured||No||No||Yes|
|Electric Assist Bicycles||No||No||Yes|
|Bicycle Airline Shipping Coverage||No||No||Yes|
Velosurance partners with local bike shops throughout the USA to provide our policyholders with service when a damaged bike needs repair or replacement.
This is an absolute must if you’re traveling abroad. This optional feature extends your coverage during your travel.
Works just like AAA: when you get stranded, call us and we’ll come get you. our nationwide 24-hour Emergency Service will provide up to 35 miles of transportation for you and your bike per breakdown.
If you’re hurt, we’ll cover some of your medical bills, up to the policy limit. This coverage pays to supplement the deductible of your personal health insurance policy.
We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000 or $100,000 per occurrence.
If your bike is damaged in a crash or accident, whether you slide out in a corner, hit a pothole, get clipped in a crit or even drive your car into a garage with your bike on top, it’s covered.
Bikes are very easy to steal and equally difficult to recover and a hefty U-lock doesn’t guarantee that your bicycle will remain yours when you return. Velosurance provides the peace of mind when your bike is stolen or damaged in the process.
Bikes often get damaged in transit, by airline and courier services alike. Filing a claim with these is a notoriously difficult process with a questionable outcome. Velosurance covers your bike while it is on it’s way to your destination.
We have partnered with a nationwide network of local bike shops (LBS). The network is available to you as a resource for bicycle repair or replacement. In case of a claim, a trusted partner will help you evaluate the severity of damage and prepare a repair estimate.
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Policies underwritten by Markel American Insurance, 4521 Highwoods Parkway, Glen Allen, VA 23060