Velosurance bicycle insurance

Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.

Contact Info
2720 E. Yampa St. Suite 7B
Colorado Springs, CO 80909
United States
support@velosurance.com
+1 (888) 663 9948

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Velosurance Blog

We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.

Should You Switch to an E-Bike After 50? An Honest Look at What Really Changes

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Should You Switch to an E-Bike After 50? An Honest Look at What Really Changes

The e-bike regulatory landscape is shifting rapidly in 2026. From New Jersey's S4834 reclassifying all e-bikes as motorized vehicles to California’s proposed AB 1942 registration mandates, riders face a new...

20 Apr 2026 By Denis Voitenko
Navigating New E-Bike Classes, Sidewalk Rules, and Local Ordinances

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Navigating New E-Bike Classes, Sidewalk Rules, and Local Ordinances

The e-bike regulatory landscape is shifting rapidly in 2026. From New Jersey's S4834 reclassifying all e-bikes as motorized vehicles to California’s proposed AB 1942 registration mandates, riders face a new...

29 Mar 2026 By Denis Voitenko
New Jersey’s 2026 E-Bike Requirements: Mandatory Liability, MVC Registration, and Licensing for All Riders

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New Jersey’s 2026 E-Bike Requirements: Mandatory Liability, MVC Registration, and Licensing for All Riders

New Jersey now requires most e-bike riders to register their bike, hold a driver's license, and carry liability insurance. Anything with a throttle or capable of assisting past 20 mph...

16 Mar 2026 By Denis Voitenko
Navigating Florida’s 2026 E-Bike Updates: New 10 MPH Sidewalk Limits, Audible Signals, and Trail Access

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Navigating Florida’s 2026 E-Bike Updates: New 10 MPH Sidewalk Limits, Audible Signals, and Trail Access

Florida’s 2026 e-bike laws (SB 382/HB 243) mandate a 10 mph limit near pedestrians, ID for Class 3 riders, and fines for motor mods. While coverage isn't mandatory, riders are...

10 Feb 2026 By Denis Voitenko
The 2026 Guide to Bicycle Insurance: Full Replacement Value, E-Bike Liability, and Multi-Class Coverage

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The 2026 Guide to Bicycle Insurance: Full Replacement Value, E-Bike Liability, and Multi-Class Coverage

What every cyclist needs to know about protecting their bike, health, and finances in 2026

24 Dec 2025 By Denis Voitenko
The 2026 Policy Bonk: Why Cyclists Need to Re-Evaluate Their Health Coverage Now

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The 2026 Policy Bonk: Why Cyclists Need to Re-Evaluate Their Health Coverage Now

By 2026, higher deductibles, shrinking subsidies, and surprise ambulance bills will make a post-crash hospital visit far pricier for cyclists—so it’s smart to reassess health coverage now and consider a...

08 Dec 2025 By Denis Voitenko
Charged up: A parent’s guide to e-bikes for teens and kids

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Charged up: A parent’s guide to e-bikes for teens and kids

E-bikes are becoming a popular choice for teens, offering freedom and practicality, but parents need to carefully match bike type, size, and class (1, 2, or 3) to their child’s...

30 Sep 2025 By Denis Voitenko
U.S. Bicycle Commuting Rankings: Top States for Infrastructure, E-Bike Access, and Safety Laws

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U.S. Bicycle Commuting Rankings: Top States for Infrastructure, E-Bike Access, and Safety Laws

Velosurance’s state-by-state analysis ranks Vermont #1 for bike-commuter-friendliness, followed by Oregon and Minnesota, using a 100-point model across ridership, infrastructure, road laws/safety, and federal funding. The study highlights how strong...

28 Sep 2025 By Denis Voitenko
A buyer’s guide to moped-style E-bikes

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A buyer’s guide to moped-style E-bikes

Moped-style e-bikes blend vintage moto looks with modern power, but discerning buyers should look past the hype and focus on weight, motor type, range, proven electronics, service support, and security...

27 Aug 2025 By Denis Voitenko
25 unpopular and uncomfortable cycling opinions

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25 unpopular and uncomfortable cycling opinions

The truth is, cycling can be simpler, cheaper, and more enjoyable than the experts want you to believe. These 25 opinions might ruffle some lycra-clad feathers, but they're designed to...

21 Jul 2025 By Denis Voitenko