Velosurance bicycle insurance

Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.

Contact Info
2720 E. Yampa St. Suite 7B
Colorado Springs, CO 80909
United States
support@velosurance.com
+1 (888) 663 9948

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Velosurance Blog

We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.

Does Auto Insurance Cover Bicycle Accidents?

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Does Auto Insurance Cover Bicycle Accidents?

Auto insurance covers bicycle accidents more often than most riders realize, but only in certain scenarios. Which policy pays, how much, and whether you recover at all depends on the...

07 Jul 2026 By Denis Voitenko
The Blood Panel Every Cyclist Should Actually Ask For

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The Blood Panel Every Cyclist Should Actually Ask For

Iron gets all the attention, but it is one of a dozen numbers that decide whether your legs show up. Here is the complete blood panel worth asking your doctor...

05 Jul 2026 By Denis Voitenko
Air Quality and Training: When to Ride and When to Stay Inside

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Air Quality and Training: When to Ride and When to Stay Inside

Wildfire smoke and summer ozone are now part of every cyclist's training calendar. Here is what the Air Quality Index actually measures, how hard exercise multiplies your dose of pollution,...

04 Jul 2026 By Denis Voitenko
Creatine for Cyclists: What Everyday Riders Actually Need to Know

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Creatine for Cyclists: What Everyday Riders Actually Need to Know

Creatine is one of the safest, most studied supplements on the shelf, and you do not need to race to benefit. Here is what it does for cyclists, what it...

30 Jun 2026 By Denis Voitenko
How to register an e-bike in New Jersey

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How to register an e-bike in New Jersey

New Jersey now registers e-bikes the way it registers mopeds. Starting June 26, 2026, riders schedule an appointment at a Motor Vehicle Commission center, show proof of ownership, and walk...

24 Jun 2026 By Denis Voitenko
Carbon fiber bicycle frames: does your insurer repair or replace them?

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Carbon fiber bicycle frames: does your insurer repair or replace them?

If your carbon frame cracks in an accident, will your insurer make you ride a repaired frame or put you on a new one? Here's how that decision actually gets...

18 Jun 2026 By David Williams
The Norwegian 4x4: The 16‑Minute Workout That Could Be the Best Thing You Add to Your Cycling Year

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The Norwegian 4x4: The 16‑Minute Workout That Could Be the Best Thing You Add to Your Cycling Year

The Norwegian 4x4 is the most studied interval workout for raising VO2 max: four 4-minute efforts at 90-95% of max heart rate, three minutes easy between. Here is how cyclists...

19 May 2026 By Denis Voitenko
Should You Switch to an E-Bike After 50? An Honest Look at What Really Changes

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Should You Switch to an E-Bike After 50? An Honest Look at What Really Changes

The e-bike regulatory landscape is shifting rapidly in 2026. From New Jersey's S4834 reclassifying all e-bikes as motorized vehicles to California’s proposed AB 1942 registration mandates, riders face a new...

20 Apr 2026 By Denis Voitenko
E-Bike Regulation Is Heating Up. Here’s What Riders Need to Know

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E-Bike Regulation Is Heating Up. Here’s What Riders Need to Know

The e-bike regulatory landscape is shifting rapidly in 2026. From New Jersey's S4834 reclassifying all e-bikes as motorized vehicles to California’s proposed AB 1942 registration mandates, riders face a new...

29 Mar 2026 By Denis Voitenko
New Jersey’s 2026 E-Bike Requirements: Mandatory Liability, MVC Registration, and Licensing for All Riders

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New Jersey’s 2026 E-Bike Requirements: Mandatory Liability, MVC Registration, and Licensing for All Riders

New Jersey now requires most e-bike riders to register their bike, hold a driver's license, and carry liability insurance. Anything with a throttle or capable of assisting past 20 mph...

16 Mar 2026 By Denis Voitenko