Velosurance bicycle insurance

Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.

Contact Info
2720 E. Yampa St. Suite 7B
Colorado Springs, CO 80909
United States
support@velosurance.com
+1 (888) 663 9948

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Velosurance Blog

We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.

Riding a Bike or E-Bike in New York City: The Rules, the Risks and Who Pays After a Crash

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Riding a Bike or E-Bike in New York City: The Rules, the Risks and Who Pays After a Crash

Every e-bike in New York City is capped at 15 mph, a red light on a bike is a traffic ticket again as of March 27, 2026, and no-fault pays...

20 Sep 2026 By Denis Voitenko
E-Bike vs. Car: What Switching Really Costs, and Why Riders Quit

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E-Bike vs. Car: What Switching Really Costs, and Why Riders Quit

A new car costs $12,863 a year, per AAA, which works out to roughly a workday of pay every week. An e-bike costs about $1,000. Yet riders who buy one...

20 Sep 2026 By Denis Voitenko
Bike Cargo Trailer Buying Guide: Best Trailers, Hitches and Uses

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Bike Cargo Trailer Buying Guide: Best Trailers, Hitches and Uses

A bike cargo trailer costs $150 to $600, hooks to the bike you already own in about ten seconds, and hauls 100 lbs of groceries without changing how the bike...

20 Sep 2026 By Denis Voitenko
Overtraining Syndrome: When More Riding Makes You Slower

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Overtraining Syndrome: When More Riding Makes You Slower

Push hard for long enough without recovering and training stops making you faster. Here is how normal fatigue turns into overreaching and then overtraining syndrome, why cyclists are unusually good...

08 Sep 2026 By Denis Voitenko
BPC-157 and Healing Peptides: Can They Really Fix a Cyclist’s Tendon?

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BPC-157 and Healing Peptides: Can They Really Fix a Cyclist’s Tendon?

Somewhere in your riding group there is someone injecting BPC-157 near a knee that has hurt since March. Here is what is in the vial, what the research says it...

05 Sep 2026 By Denis Voitenko
Connecticut's E-Bike Law: What Every Rider Needs to Know

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Connecticut's E-Bike Law: What Every Rider Needs to Know

Connecticut rewrote its e-bike rules in Public Act 25-159 and Public Act 25-65, effective October 1, 2025. Class 1, Class 2, and Class 3 e-bikes stay bicycles: no license, no...

03 Sep 2026 By Denis Voitenko
How to Buy a Used Bike and Not Get Burned

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How to Buy a Used Bike and Not Get Burned

The pandemic bike boom is aging into the best used-bike market in memory, and the easiest one in which to buy somebody else's problem. Here is how to price a...

01 Sep 2026 By Denis Voitenko
Illinois' New E-Bike Law: What Every Rider Needs to Know

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Illinois' New E-Bike Law: What Every Rider Needs to Know

Illinois signed Public Act 104-0854, effective January 1, 2027. Class 1, Class 2, and Class 3 e-bikes stay bicycles: no license, no registration, no insurance mandate. Anything over 750 watts...

30 Aug 2026 By Denis Voitenko
Road vs. Mountain Biking: Which One Is Actually More Dangerous?

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Road vs. Mountain Biking: Which One Is Actually More Dangerous?

Mountain bikers visit the emergency room twice as often, but road cyclists suffer the more severe injuries, the worse head trauma, and nearly all the fatalities. A 2025 trauma study...

09 Aug 2026 By Denis Voitenko
How to Become a Better Climber: What the Science Actually Says

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How to Become a Better Climber: What the Science Actually Says

Good climbers are made, not born. The research points to a handful of trainable levers: power-to-weight ratio, VO2max intervals, threshold work, heavy strength training, cadence, and pacing. Here is what...

04 Aug 2026 By Denis Voitenko