About Yeti
Yeti Cycles was founded in 1985 by John Parker, a welder who built Hollywood movie sets before turning to mountain bikes. The company started in California, then moved to Durango, Colorado in 1991 to be closer to the sport's racing scene after the first Mountain Bike World Championships were held there. Yeti has built only mountain bikes for its entire history. After a turbulent stretch under Schwinn and Volant ownership, employees Chris Conroy and Steve Hoogendoorn bought the company in 2001 and restored its independence. Yeti now operates from Golden, Colorado, and its bikes run the patented Switch Infinity suspension, a translating pivot that changes direction through the travel to keep pedaling efficient on climbs without losing sensitivity on descents. The brand has a deep race history in World Cup downhill and enduro. Yeti builds across the mountain bike spectrum. The ARC is the carbon hardtail, the ASR races cross-country, and the SB120 covers down-country. The SB135, SB140, SB160, and SB165 step up through trail and enduro travel, and the MTe and LTe bring Switch Infinity to e-MTB. Every model is offered in C-Series and lighter Turq-Series carbon layups.
Most popular Yeti models
Yeti's lineup climbs through travel. The ARC is the carbon cross-country hardtail, the ASR is the 115mm full-suspension XC race bike, and the SB120 is the down-country option for riders who want efficiency with a little more capability. Each runs the kind of geometry Yeti has refined through decades of racing. From there the suspension grows. The SB135 and SB140 are the trail bikes, the SB160 is the 29-inch enduro platform, and the SB165 is the long-travel park and enduro bike. The MTe and LTe add motor assist while keeping the Switch Infinity suspension. Yeti's bikes carry replacement values well above what a homeowner's policy typically covers, which is where standalone mountain bike insurance fills the gap.
Yeti's carbon cross-country hardtail, with race geometry and a lightweight frame in C-Series and Turq-Series layups. The no-suspension-loss option for XC racing and fast trail riding.
Coverage from: $17.00/mo
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Yeti's cross-country race full-suspension bike, with 115mm of Switch Infinity rear travel tuned for efficient climbing and World Cup XC courses.
Coverage from: $23.00/mo
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Yeti's down-country bike, with 120mm of rear travel and the geometry to handle more than its travel suggests. Built for riders who want XC efficiency with extra capability.
Coverage from: $23.00/mo
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Yeti's 27.5-inch trail bike, with 135mm of Switch Infinity rear travel and a playful, nimble character for technical trails.
Coverage from: $25.00/mo
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Yeti's 29-inch trail bike, with 140mm of rear travel that balances climbing efficiency and descending confidence for all-day trail riding.
Coverage from: $25.00/mo
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Yeti's 29-inch enduro platform, with 160mm of Switch Infinity rear travel built for steep, technical descents and enduro racing.
Coverage from: $30.00/mo
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Yeti's long-travel park and enduro bike, with 165mm of rear travel and 29 or mixed-wheel options for the steepest, roughest terrain.
Coverage from: $30.00/mo
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Why Velosurance is best for your Yeti
Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
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America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.