About Ibis
Ibis Cycles started in 1981 when Scot Nicol built a frame for a friend and kept going. The early bikes were hand-built steel, made in Northern California, and known as much for their wit as their welds. The Hand Job cable hanger and the Bow-Ti titanium frame gave the brand a reputation for not taking itself too seriously while building seriously good bikes. Ibis nearly disappeared in the early 2000s, then came back in 2005 with the carbon Mojo and never looked back. The defining choice was suspension: every full-suspension Ibis uses the dw-link system designed by Dave Weagle, tuned for pedaling efficiency that does not give up small-bump sensitivity. The company is employee-owned and still based in Santa Cruz, California. Ibis builds mountain bikes, with one gravel exception. The Ripley and Ripmo are the trail and enduro core, the HD6 is the long-travel enduro bike, the Ripley SL is the lightweight short-travel option, and the DV9 is the hardtail. The Oso is the brand's first e-MTB, built around a Bosch Performance Line CX motor, and the Hakka MX is the drop-bar gravel bike that does cyclocross, gravel, and road on one frame.
Most popular Ibis models
The Ripley and Ripmo anchor the Ibis range. The Ripley runs 130mm of dw-link travel for fast, efficient trail riding, and the Ripmo adds travel and a slacker head angle for steeper, rougher terrain. Both come in aluminum as the Ripley AF and Ripmo AF, which keep the geometry and suspension design at roughly half the price of the carbon frames. The Ripley SL is the lightweight short-travel build for riders who prioritize climbing and all-day pace. The HD6 is the 165mm enduro bike for bike-park laps and the steepest descents, and the DV9 is the carbon hardtail for XC racing and singletrack. The Oso is Ibis's first electric mountain bike, a modular platform that reconfigures between trail and heavy-duty builds around a Bosch Performance Line CX motor, while the Hakka MX covers gravel and cyclocross on drop bars. A carbon Ibis with a high-end SRAM or Shimano build runs well past $9,000, a replacement value a homeowner's policy rarely matches, which is where standalone mountain bike insurance earns its place.
Ibis's short-travel trail bike, with 130mm of dw-link rear travel tuned for efficient climbing and quick, playful handling on singletrack.
Coverage from: $21.00/mo
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The lightweight version of the Ripley, built with a lighter carbon frame for riders who prioritize climbing speed and all-day endurance.
Coverage from: $27.00/mo
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The aluminum Ripley, keeping the dw-link suspension and trail geometry of the carbon bike at a more accessible price.
Coverage from: $15.00/mo
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Ibis's trail and enduro all-rounder, with more travel and a slacker head angle than the Ripley, plus internal downtube storage and mixed-wheel compatibility.
Coverage from: $22.00/mo
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The aluminum Ripmo, delivering the same long-travel trail and enduro capability as the carbon frame at a lower price point.
Coverage from: $16.00/mo
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Ibis's 165mm enduro bike, built for bike-park laps, steep technical descents, and the roughest terrain in the range.
Coverage from: $21.00/mo
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Ibis's carbon hardtail, a fast, light 29er built for XC racing, marathon riding, and efficient singletrack.
Coverage from: $13.00/mo
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Why Velosurance is best for your Ibis
Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
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America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.