Velosurance + Pivot
4.9★
259 Google reviews
$9/mo
Starting premium
100%
Replacement cost
A-rated
A.M. Best underwriter

About Pivot

Pivot Cycles started in 2007 in Tempe, Arizona, founded by Chris Cocalis after he sold his previous company, Titus Cycles. Cocalis brought a clear engineering point of view: build the lightest, stiffest carbon frames possible and tune the suspension to pedal as well as it descends.

Every full-suspension Pivot runs the dw-link system designed by Dave Weagle, the same linkage logic Pivot has refined across nearly two decades. Pivot molds its frames with a hollow-core process for high stiffness-to-weight, and the bikes consistently land near the top of their class on the scale. The brand sells through dealers, not direct, and positions at the premium end.

Pivot races across every mountain discipline through Pivot Factory Racing, from World Cup cross-country to enduro and downhill. The current lineup covers all of it: the Mach 4 SL and Les SL for XC, the Trailcat and Switchblade for trail, the Firebird and Phoenix for enduro and downhill, the Shuttle family for electric mountain biking, and the Vault for gravel.

Pivot bike lineup 12 models shown

Most popular Pivot models

Pivot’s range is built around mountain discipline. The Mach 4 SL is the cross-country race bike, the Les SL is the carbon XC hardtail, and the Les SL Drop Bar takes that hardtail platform to gravel. The Trailcat SL and Trailcat LT are the mid-travel trail bikes, the Shadowcat is the 27.5-inch trail bike for smaller riders and tighter terrain, and the Switchblade is the do-everything trail and light-enduro platform.

The Firebird is Pivot’s enduro race bike and the Phoenix is the full-on downhill machine. The Shuttle SL is the lightweight electric mountain bike and the Shuttle LT is the full-power, long-travel e-MTB, while the Vault covers drop-bar gravel and cyclocross. A high-end Pivot build runs past $13,000, and a carbon frame is expensive to replace after a crash or a theft, which is why stand-alone mountain bike insurance is worth carrying.

Pivot Mach 4 SL
Mach 4 SL
MSRP $6,399 – $13,999

Pivot's cross-country race bike, a short-travel full-suspension carbon frame built for World Cup XC speed and efficiency.

$27/mo
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Pivot Les SL
Les SL
MSRP $5,399 – $10,299

Pivot's carbon cross-country hardtail, an ultra-light race frame for XC racing and fast trail riding.

$23/mo
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Pivot Les SL Drop Bar
Les SL Drop Bar
MSRP $6,399

Pivot's drop-bar gravel bike, built on the Les SL hardtail platform with off-road geometry and wide tire clearance.

$27/mo
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Pivot Trailcat SL
Trailcat SL
MSRP $5,999 – $13,099

Pivot's mid-travel trail bike, a versatile dw-link platform tuned for efficient climbing and confident descending.

$25/mo
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Pivot Trailcat LT
Trailcat LT
MSRP $6,199 – $13,299

Pivot's longer-travel trail bike, adding suspension and a slacker stance to the Trailcat for rougher terrain.

$26/mo
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Pivot Shadowcat
Shadowcat
MSRP $3,999 – $11,999

Pivot's 27.5-inch trail bike, built around smaller wheels for tighter terrain and shorter riders who want a playful feel.

$17/mo
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Pivot Switchblade
Switchblade
MSRP $6,499 – $11,799

Pivot's do-everything trail bike, a 29-inch platform that handles long backcountry days and light enduro racing.

$28/mo
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Pivot Firebird
Firebird
MSRP $6,899 – $15,099

Pivot's enduro race bike, a long-travel 29er built for the highest speeds and the roughest descents.

$29/mo
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Pivot Phoenix
Phoenix
MSRP $7,899 – $10,499

Pivot's downhill race bike, a full-travel gravity platform for bike parks and World Cup downhill tracks.

$33/mo
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Pivot Shuttle SL
Shuttle SL
MSRP $5,999 – $8,999

Pivot's lightweight electric mountain bike, pairing a compact mid-drive motor with trail geometry for a natural ride feel.

$25/mo
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Pivot Shuttle LT
Shuttle LT
MSRP $8,999 – $16,699

Pivot's full-power, long-travel electric mountain bike, built for big climbs and aggressive descents with maximum motor support.

$38/mo
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Pivot Vault
Vault
MSRP $4,199 – $5,999

Pivot's gravel and cyclocross bike, a carbon drop-bar frame built for racing and all-road riding.

$18/mo
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Pivot factory warranty

Pivot's Warranty: What It Covers and Where It Stops

Pivot backs its frames against defects in materials and workmanship for the original purchaser. Five terms decide what that is worth to you.

  • Lifetime on frames sold since January 1, 2024

    Frames sold on or after January 1, 2024 are covered for the lifetime of the product, provided the bike is registered on time. Frames sold on or after June 1, 2017 and prior to January 1, 2024 are covered for 10 years.

  • Miss registration and the frame gets 3 years

    To qualify for the lifetime term, the bike must be registered no later than 30 days after the date of purchase or April 1, 2025, whichever occurs later. Frames sold on or after January 1, 2024 and not registered are covered for 3 years.

  • Five years on Phoenix components, one on paint

    Pivot-branded Phoenix components are covered for 5 years, and bike frame paint and finish for 1 year. Third-party components are not covered, including motors, batteries, and other drive system components on e-bikes.

  • You ship it in, Pivot ships it back

    You are responsible for the cost of shipping and handling to return the defective product, through an authorized Pivot dealer and with proof of purchase. If Pivot determines the product is defective, it pays for shipping the repaired or replaced product to you.

  • Defects only: crash damage is excluded

    The warranty does not cover damage due to external causes such as accidents and crashes. When damage is not a manufacturing defect, Pivot will make a replacement available at a reduced price, subject to availability and its sole discretion. Those are the losses a Velosurance policy is built for.

Summary of the Pivot Cycles Premier Lifetime Warranty, reviewed September 17, 2026. Applies to Pivot products purchased from an authorized Pivot dealer or directly from Pivot, for the original purchaser only. Purchases from third-party websites not owned by an authorized dealer, including auction websites, are not covered. The manufacturer decides every warranty claim, and its full published terms govern.

More Brands We Insure

Any brand of conventional or Class 1, 2, or 3 electric bike: theft, crash damage, and transit at stated value.

Why Velosurance

Why Velosurance is best for your Pivot

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$9/mo
Starting premium
4.9★
259 Google reviews
15
years in business
Ready to ride covered

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