Velosurance + Urban Arrow
4.9★
234 Google reviews
$8/mo
Starting premium
100%
Replacement cost
A-rated
A.M. Best underwriter

About Urban Arrow

Urban Arrow set out to replace the car for city families. The Dutch company started in 2010, designed by two fathers who wanted a modern take on the traditional Dutch bakfiets, the front-load bucket bike. The result was the Family, a long-wheelbase electric cargo bike with a lightweight EPP foam box that could carry more kids and gear than almost anything else on two wheels.

Every Urban Arrow is electric. The bikes run Bosch drive systems, and the 2025 model year moved the range onto Bosch’s Smart System, which adds an alarm and motor lock for theft protection. Pon Bike, one of the largest bicycle groups in the world, acquired Urban Arrow in 2019, putting it alongside Gazelle and Santa Cruz.

Urban Arrow builds cargo bikes and only cargo bikes. The Family and FamilyNext are the front-load family haulers, the Shorty is the compact version for tighter storage, and the Cargo and Tender are the commercial platforms used by companies like DHL and Coolblue. The brand is based in Amsterdam.

Urban Arrow bike lineup 5 models shown

Most popular Urban Arrow models

Urban Arrow’s family bikes share one idea: a low, lightweight EPP foam box ahead of the rider that carries kids and cargo close to the ground. The Family is the long-running flagship, the FamilyNext is the newer generation built around Bosch’s Smart System, and the Shorty packs the same platform into a shorter frame for riders with less storage space or tighter streets.

The Cargo and Tender are Urban Arrow’s commercial platforms. The Cargo is the market leader in electric transport bikes, used by delivery fleets, and the Tender is a three-wheel design built for the heaviest commercial loads. An Urban Arrow carries a replacement value and a load of precious cargo that a homeowner’s policy rarely covers fully, which is where standalone cargo bike insurance fills the gap.

Why Velosurance

Why Velosurance is best for your Urban Arrow

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$8/mo
Starting premium
4.9★
234 Google reviews
15
years in business
Ready to ride covered

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