Insure your Riese & Müller e-bike with Velosurance

Superdelite, Superdelite mountain, Delite, Delite mountain, Homage, Nevo, Load, Packster, Multithinker, Roadster, Roadster mixte, Charger, Charger mixte, Supercharger, Multicharger, Multicharger mixte, Tinker

About Riese & Müller

Started by two engineers in a garage in Darmstadt, Germany. Immediately after establishing as a company, they won the Innovation Prize 1993 and soon after became recognized internationally as a premium manufacturer of electric bikes.

Most popular Riese & Muller models

The brand produces a wide range of electric bikes. Full-suspension bikes are Delite and Supedelite, city bikes are represented by the Homage and Nevo lines, cargo and utility models are Load, Packster and Multitinker, urban and commuter bikes are Roadster, Charger, Supercharger and Multicharger. Tinker is the ultra compact city e-bike.

SUPERDELITE

SUPERDELITE

Sporting 1000 Wh of battery capacity with the dual batteries integrated into the frame. Powered by a Bosch Performance Speed motor which provides 75 Nm of torque with 340% assist, this bike aims to provide uncompromising performance and comfort, even on unpaved terrain.

Coverage from: $45 / mo

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SUPERDELITE MOUNTAIN

SUPERDELITE MOUNTAIN

R&M’s attempt at the ultimate e-mtb includes a high quality Fox Float 36 Performance fork and Fox Float DPS Performance in the rear, 14-speed hub gears with over 520% transmission ratio make it possible to ride continuously at peak performance. Made for long off-road trips, it packs 1,125 Wh of power spread between two frame-integrated batteries feeding a Bosch Performance Line CX motor.

Coverage from: $48 / mo

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DELITE

DELITE

An ultra-premium commuter with electronic shifting, front and rear Fox suspension, Bosch CX center mount motor and Shimano’s most powerful XTR hydraulic disc brakes. Power is provided with two Bosch Powerpack 500 Wh batteries and even includes an ABUS folding lock which is keyed to the batteries.

Coverage from: $39 / mo

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DELITE MOUNTAIN

DELITE MOUNTAIN

A full suspension e-mtb designed for cross country and light trail use comes equi with front and rear Fox suspension, plus sized tires and optional dual-battery setup for extra long days in the saddle.

Coverage from: $42 / mo

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HOMAGE

HOMAGE

A full suspension urban e-bike with a step-through frame, upright geometry, integrated front and rear lights, a suspended rack and hydraulic disc brakes. Comes in a variety of transmission options, from standard derailleur to internally-geared Rohloff hub and continuously-variable NuVinci gearbox.

Coverage from: $39 / mo

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NEVO

NEVO

An urban hardtail step-thru e-bike with industrial design lines, a powerful motor with a smooth belt drive, suspension seat post, and ergonomic grips. Comes with integrated front and rear lights, plastic fenders and Magura hydraulic disc brakes with 180 mm rotors.

Coverage from: $30 / mo

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LOAD

LOAD

Load 60 represents a series of cargo e-bikes that are meant to replace a car altogether. Equipped with front and rear suspension, a Bosch Performance CX mid-drive system and can be equipped with one or two 500 Wh batteries and comes with a variety of drivetrains, from Rohloff geared hub or NuVinci continuously variable transmission.

Coverage from: $46 / mo

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PACKSTER 70

PACKSTER 70

This family cargo e-bike can transport 3 kids or a fridge full of groceries, all while feeling safe with excellent handling characteristics for its size. It has a height-adjustable saddle and step so it can be easily shared with multiple riders.

Coverage from: $47 / mo

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ROADSTER

ROADSTER

A light, sporty e-bike that is perfect for urban environments. Equipped with a downtube integrated 625 Wh battery powering a center-mount motor, front suspension, front and rear lights, and fenders.

Coverage from: $29 / mo

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ROADSTER MIXTE

ROADSTER MIXTE

Designed for fast-paced urban environments it features a step-thru frame, battery with 625 Wh capacity, a center-mount motor, front and rear lights and can be had with your choice of drivetrain, from Shimano XT to Enviolo continuous hub drive.

Coverage from: $29 / mo

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CHARGER

CHARGER

A comfort-oriented e-bike with an integrated 750 Wh battery, Bosch motor, a suspension fork and seatpost, and a rear trunk. Designed for everyday commuting but can handle extreme distances and capable of going off-pavement.

Coverage from: $33 / mo

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CHARGER MIXTE

CHARGER MIXTE

Same great recipe as Charger4 but with a step-through frame for easy ingress and egress this bike can be equipped with a front carrier, off-road tires, and an extra-tidy cockpit.

Coverage from: $33 / mo

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SUPERCHARGER

SUPERCHARGER

Featuring up to 1,250 Wh of integrated battery paired with a powerful Bosch Performance Line CX motor, this bike is designed for long trips on and off tarmac. Integrated front and rear lights and a myriad of customization options make Supercharger one of the versatile bikes on the market.

Coverage from: $37 / mo

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MULTICHARGER

MULTICHARGER

A mid-tail electric bike with a large rear rack, capable of carrying passengers or up to 125 lbs of cargo. Equipped with a suspension fork and seatpost, ergonomic grip, integrated lights, fenders and a chainring protector. Double-leg kickstand makes it easy to park anywhere while balancing the cargo.

Coverage from: $32 / mo

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MULTICHARGER MIXTE

MULTICHARGER MIXTE

Capable of hauling kids and groceries with range of up to 60 miles with dual batteries, easy ingress and egress with a low standover frame, this bike is an epitome of a high-end city bike, capable of replacing a car for many city-dwellers.

Coverage from: $9 / mo

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TINKER

TINKER

Designed to be stored in a small city apartment or carried onto a bus or subway, this bike is designed to be used in a bustling city. Thanks to a 545 Wh battery and a powerful Bosch Performance Line motor, you won’t have a problem keeping up with traffic.

Coverage from: $29 / mo

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We cover all types of bikes

Whether you ride the tarmac or shred the gnar, dodge pedestrians or cruise the beach, a bicycle is an important part of your life. We founded Velosurance to challenge the status quo and give our fellow riders something they needed so badly: insurance that actually covered their lifestyle, a peace of mind that no matter what happens on the road or trail, there’d be a helping hand to get them back in the saddle.

Road bikes

Light and aerodynamic, equipped with skinny tires and optimized for long days in the saddle.

E-bikes

Electrically-assisted Class 1, 2, and 3 bikes with maximum assisted speed of up to 28 mph.

Commuter bikes

Simple, reliable bikes designed specifically for urban environments.

Mountain bikes

Rugged, resilient and incredibly fun. Equipped with suspension and designed to offroad, tackle technical terrain and jumps.

Cargo bikes

The SUVs of the bike world, these bicycles are designed to carry heavy loads, including groceries and passengers.

Triathlon bikes

Exceptionally aerodynamic and lightweight, these speed machines are designed with one goal in mind: go fast.

Trikes

Three-wheeled bicycles that are known for additional stability and versatility.

Recumbent and Velomobiles

Two and three wheeled bikes with a leisurely leaning back seating position.

Coverages and Features

Velosurance core policy offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist coverage, and medical gap coverage.

Total Loss by Theft

Bikes are very easy to steal and equally difficult to recover and a hefty U-lock doesn’t guarantee that your bicycle will remain yours when you return. Velosurance provides the peace of mind when your bike is stolen or damaged in the process.

Any Crash or Accidental Damage

The cyclist insurance policy will pay to replace the bike when the bike is accidentally damaged beyond repair. If the damage can be repaired, the policy will pay all the costs associated with the repair. Cosmetic damage is excluded.

Electric Bicycle Coverage

We cover all electric bikes with nominal power of 750 Watts or less. All coverages available for conventional bikes also apply to e-bikes.

Worldwide Coverage

If your travels take you outside of the USA and Canada we can extend the policy's physical damage and theft coverage worldwide for a reasonable additional premium. This also covers the bike while in transit by the airline.

Medical Coverage

If you’re hurt, we'll cover some of your medical bills, up to the policy limit. This coverage pays to supplement the deductible of your personal health insurance policy.

Damage or Loss in Transit

Bikes often get damaged in transit, by airline and courier services alike. Filing a claim with these is a notoriously difficult process with a questionable outcome. Velosurance covers your bike while it is on it’s way to your destination.

Liability Protection

We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000, $100,000 or $300,000 per occurrence.

Your bike - your choice

Nationwide Bike Shop Repair. It's your bike and where you get the bike repaired is your choice.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bike insurance policy, where claims will not affect your homeowner or renters policy premiums.

Policy Coverage Home Owner/RentersPolicy Velosurance
Insured at Full Value Possibly Yes
Crash Damage No Yes
Theft Coverage Limited Yes
Theft Away From Home Possibly Yes
Vehicle Contact No Yes
Personal Liability Possibly Yes
Replacement Bike Rental No Yes
Event Fee Return No Yes
Cycling Apparel Insured No Yes
Medical Payments Possibly Yes
Racing Coverage No Yes
Electric Assist Bicycles No Yes
Bicycle Airline Shipping Coverage No Yes

“I'm honestly so impressed with this insurance. My entire fork broke (around $1k) and couldn't be warrantied. Velosurance got my claim resolved and a check sent out in time to go on a volunteer bike trip I had planned. They truly saved the day, and my wallet! I'm honestly shocked. I also had a rep named Dan who was so kind and we even had a great laugh on the phone. Highly recommend!”

Velosurance story

Velosurance is a national insurance program founded by two avid cyclists, Dave Williams and Denis Voitenko in response to the insurance needs of bicycle riders nationwide.

It all started over tacos

One very rainy day at a local taco joint in Fort Lauderdale we started discussing how badly home and renters policies insured bicycles. We knew there had to be a better way so we set about finding out how we could take a traditional piece of insurance and make it better, much better. On that wet day over tacos, Velosurance was founded.

We partnered with Markel American Insurance Company, an A.M. Best, A rated, US insurance company, and a leader in recreational insurance, to offer a multi-risk bicycle insurance policy providing protection to all types of cyclists, and with none of the silly restrictions that other insurance wants to place on riders.

Cyclist on a bike

Velosurance National Coverage

Velosurance provides our policyholders with nationwide service when a damaged bike needs repair or replacement. Our policyholders are free to choose their preferred service location.

Cyclist on a bike
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Our mission

The Velosurance mission is to be fair to everyone involved, and to offer our best advice to clients so they can make an educated decision about their bicycle insurance coverage. We also like to ride as much as possible.

We are riders too

Bicycle prices increase every year and cyclists who are serious about their sport are spending big money on high value bikes. Other forms of insurance, like homeowners and renters insurance, do a poor job insuring high value bicycles so we founded Velosurance to fix that.

Velosurance provides a stand-alone, no bike value depreciation, bicycle insurance policy to replace the cobbled together, sub standard coverages offered by traditional insurance.

We are cyclists just like you, and we understand that when your bike gets damaged in an accident you want the shortest possible downtime. We make it our mission to see that your claim check arrives before the repair parts do and you get back pedaling as soon as you want to.

Cyclist on a road bike

Most popular articles

We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.

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Everything you need to know about Velomobiles

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Velosurance discounts

Members of USA Cycling, USA Triathlon, and International Mountain Bicycle Association (IMBA) receive discounts on Velosurance bicycle insurance products.

Velosurance provides bicycle insurance policies in the following states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin.

Cyclist on a bike

Disclosure: The information available in this website is intended to give the user a general over view of the cyclist insurance policy and nothing in this website will amend, change or modify the wording of the issued policy. Please review the complete policy wording here.