Started by two engineers in a garage in Darmstadt, Germany. Immediately after establishing as a company, they won the Innovation Prize 1993 and soon after became recognized internationally as a premium manufacturer of electric bikes.
The brand produces a wide range of electric bikes. Full-suspension bikes are Delite and Supedelite, city bikes are represented by the Homage and Nevo lines, cargo and utility models are Load, Packster and Multitinker, urban and commuter bikes are Roadster, Charger, Supercharger and Multicharger. Tinker is the ultra compact city e-bike.
Sporting 1000 Wh of battery capacity with the dual batteries integrated into the frame. Powered by a Bosch Performance Speed motor which provides 75 Nm of torque with 340% assist, this bike aims to provide uncompromising performance and comfort, even on unpaved terrain.
R&M’s attempt at the ultimate e-mtb includes a high quality Fox Float 36 Performance fork and Fox Float DPS Performance in the rear, 14-speed hub gears with over 520% transmission ratio make it possible to ride continuously at peak performance. Made for long off-road trips, it packs 1,125 Wh of power spread between two frame-integrated batteries feeding a Bosch Performance Line CX motor.
An ultra-premium commuter with electronic shifting, front and rear Fox suspension, Bosch CX center mount motor and Shimano’s most powerful XTR hydraulic disc brakes. Power is provided with two Bosch Powerpack 500 Wh batteries and even includes an ABUS folding lock which is keyed to the batteries.
A full suspension urban e-bike with a step-through frame, upright geometry, integrated front and rear lights, a suspended rack and hydraulic disc brakes. Comes in a variety of transmission options, from standard derailleur to internally-geared Rohloff hub and continuously-variable NuVinci gearbox.
An urban hardtail step-thru e-bike with industrial design lines, a powerful motor with a smooth belt drive, suspension seat post, and ergonomic grips. Comes with integrated front and rear lights, plastic fenders and Magura hydraulic disc brakes with 180 mm rotors.
Load 60 represents a series of cargo e-bikes that are meant to replace a car altogether. Equipped with front and rear suspension, a Bosch Performance CX mid-drive system and can be equipped with one or two 500 Wh batteries and comes with a variety of drivetrains, from Rohloff geared hub or NuVinci continuously variable transmission.
Featuring up to 1,250 Wh of integrated battery paired with a powerful Bosch Performance Line CX motor, this bike is designed for long trips on and off tarmac. Integrated front and rear lights and a myriad of customization options make Supercharger one of the versatile bikes on the market.
A mid-tail electric bike with a large rear rack, capable of carrying passengers or up to 125 lbs of cargo. Equipped with a suspension fork and seatpost, ergonomic grip, integrated lights, fenders and a chainring protector. Double-leg kickstand makes it easy to park anywhere while balancing the cargo.
Designed to be stored in a small city apartment or carried onto a bus or subway, this bike is designed to be used in a bustling city. Thanks to a 545 Wh battery and a powerful Bosch Performance Line motor, you won’t have a problem keeping up with traffic.
Whether you ride the tarmac or shred the gnar, dodge pedestrians or cruise the beach, a bicycle is an important part of your life. We founded Velosurance to challenge the status quo and give our fellow riders something they needed so badly: insurance that actually covered their lifestyle, a peace of mind that no matter what happens on the road or trail, there’d be a helping hand to get them back in the saddle.
Light and aerodynamic, equipped with skinny tires and optimized for long days in the saddle.
Rugged, resilient and incredibly fun. Equipped with suspension and designed to offroad, tackle technical terrain and jumps.
The SUVs of the bike world, these bicycles are designed to carry heavy loads, including groceries and passengers.
Exceptionally aerodynamic and lightweight, these speed machines are designed with one goal in mind: go fast.
Three-wheeled bicycles that are known for additional stability and versatility.
Two and three wheeled bikes with a leisurely leaning back seating position.
Velosurance core policy offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist coverage, and medical gap coverage.
Bikes are very easy to steal and equally difficult to recover and a hefty U-lock doesn’t guarantee that your bicycle will remain yours when you return. Velosurance provides the peace of mind when your bike is stolen or damaged in the process.
The cyclist insurance policy will pay to replace the bike when the bike is accidentally damaged beyond repair. If the damage can be repaired, the policy will pay all the costs associated with the repair. Cosmetic damage is excluded.
We cover all electric bikes with nominal power of 750 Watts or less. All coverages available for conventional bikes also apply to e-bikes.
If your travels take you outside of the USA and Canada we can extend the policy's physical damage and theft coverage worldwide for a reasonable additional premium. This also covers the bike while in transit by the airline.
If you’re hurt, we'll cover some of your medical bills, up to the policy limit. This coverage pays to supplement the deductible of your personal health insurance policy.
Bikes often get damaged in transit, by airline and courier services alike. Filing a claim with these is a notoriously difficult process with a questionable outcome. Velosurance covers your bike while it is on it’s way to your destination.
We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000, $100,000 or $300,000 per occurrence.
Nationwide Bike Shop Repair. It's your bike and where you get the bike repaired is your choice.
Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bike insurance policy, where claims will not affect your homeowner or renters policy premiums.
Policy Coverage | Home Owner/RentersPolicy | ![]() |
---|---|---|
Insured at Full Value | Possibly | Yes |
Crash Damage | No | Yes |
Theft Coverage | Limited | Yes |
Theft Away From Home | Possibly | Yes |
Vehicle Contact | No | Yes |
Personal Liability | Possibly | Yes |
Replacement Bike Rental | No | Yes |
Event Fee Return | No | Yes |
Cycling Apparel Insured | No | Yes |
Medical Payments | Possibly | Yes |
Racing Coverage | No | Yes |
Electric Assist Bicycles | No | Yes |
Bicycle Airline Shipping Coverage | No | Yes |
“I'm honestly so impressed with this insurance. My entire fork broke (around $1k) and couldn't be warrantied. Velosurance got my claim resolved and a check sent out in time to go on a volunteer bike trip I had planned. They truly saved the day, and my wallet! I'm honestly shocked. I also had a rep named Dan who was so kind and we even had a great laugh on the phone. Highly recommend!”
Velosurance is a national insurance program founded by two avid cyclists, Dave Williams and Denis Voitenko in response to the insurance needs of bicycle riders nationwide.
One very rainy day at a local taco joint in Fort Lauderdale we started discussing how badly home and renters policies insured bicycles. We knew there had to be a better way so we set about finding out how we could take a traditional piece of insurance and make it better, much better. On that wet day over tacos, Velosurance was founded.
We partnered with Markel American Insurance Company, an A.M. Best, A rated, US insurance company, and a leader in recreational insurance, to offer a multi-risk bicycle insurance policy providing protection to all types of cyclists, and with none of the silly restrictions that other insurance wants to place on riders.
Velosurance provides our policyholders with nationwide service when a damaged bike needs repair or replacement. Our policyholders are free to choose their preferred service location.
The Velosurance mission is to be fair to everyone involved, and to offer our best advice to clients so they can make an educated decision about their bicycle insurance coverage. We also like to ride as much as possible.
Bicycle prices increase every year and cyclists who are serious about their sport are spending big money on high value bikes. Other forms of insurance, like homeowners and renters insurance, do a poor job insuring high value bicycles so we founded Velosurance to fix that.
Velosurance provides a stand-alone, no bike value depreciation, bicycle insurance policy to replace the cobbled together, sub standard coverages offered by traditional insurance.
We are cyclists just like you, and we understand that when your bike gets damaged in an accident you want the shortest possible downtime. We make it our mission to see that your claim check arrives before the repair parts do and you get back pedaling as soon as you want to.
We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.
Members of USA Cycling, USA Triathlon, and International Mountain Bicycle Association (IMBA) receive discounts on Velosurance bicycle insurance products.
Velosurance provides bicycle insurance policies in the following states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin.
Disclosure: The information available in this website is intended to give the user a general over view of the cyclist insurance policy and nothing in this website will amend, change or modify the wording of the issued policy. Please review the complete policy wording here.