About Gazelle
Cicli Gazelle was founded in 1892 in Dieren, Netherlands by Willem Kölling, a postal worker, and Rudolf Arentsen. They started by importing English bicycles, teaching customers to ride them, and trading parts. In 1902 they began building their own bikes under the Gazelle name, taking the brand from a deer Kölling watched bound across a road outside town. Production has stayed on the same Dieren site for more than 130 years, making it the oldest continuously operating bicycle factory in the Netherlands. The factory in Dieren employs 550 workers and produces roughly 300,000 bicycles per year. The Dutch royal household added the Koninklijke (Royal) honorific to the Gazelle name in 1992, marking the eighth-millionth bike built. Pon Holdings, the same group that owns Cervélo and distributes Volkswagen in the Netherlands, acquired Gazelle in 2011. The company stayed in Dieren and kept its engineering and assembly in-house. Gazelle's identity is the Dutch upright city bike, and its US lineup now leans almost entirely on e-bikes: Bosch Performance Line motors, low step-through frames, integrated lights, fenders, racks, and chain or Gates carbon belt drives standard. The brand sells primarily through independent dealers and operates a US distribution office in Santa Cruz, California.
Most popular Gazelle models
Gazelle's US lineup is an e-bike lineup, organized by use case rather than by frame discipline. Every model runs Bosch motors and Bosch batteries, ships with full fenders, integrated front and rear lights, a rear rack, and a ring lock; the differences come down to drivetrain choice (Shimano hub, Shimano derailleur, or Enviolo CVT with belt drive), battery capacity, and frame stance. The Ultimate is the flagship commuter with short-travel front suspension and a premium Bosch drive unit. The Medeo is the sportier, more affordable platform aimed at riders coming from non-electric hybrids. The Eclipse is the long-range hybrid with a Bosch Smart System and Class 3 28 mph capability. The Arroyo brings the classic Dutch upright cruiser geometry to the Americas, and the Avignon is the premium step-thru with Enviolo 380 stepless shifting and a Gates carbon belt drive. Bikes in this tier carry replacement values that homeowner's policies frequently cap below, which is where stand-alone commuter bike insurance fills the gap.
The flagship commuter e-bike, built around a Bosch Performance Line motor and short-travel front suspension fork. Available with Enviolo C380 stepless CVT and Gates carbon belt drive or Shimano 10-speed Deore.
Coverage from: $19.00/mo
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Gazelle's most affordable e-bike platform, with Bosch Active Line Plus or Performance Line drive units, Shimano hub or derailleur drivetrains, and 500Wh batteries. Aimed at riders trading up from non-electric hybrids.
Coverage from: $11.00/mo
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The long-range hybrid built on Bosch Smart System, the first 28 mph Class 3 platform in the US to run that motor generation. C380+ trim adds Enviolo stepless shifting and a Gates carbon belt; T11+ runs Shimano XT 11-speed.
Coverage from: $23.00/mo
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The Dutch upright cruiser brought to the US, with a low step-through frame, swept-back handlebars, Shimano Nexus 7-speed or 8-speed hub, and a Bosch Active Line Plus mid-drive. Range up to 70 miles on a 500Wh battery.
Coverage from: $15.00/mo
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The premium step-thru with Bosch Performance Line, 625Wh Bosch battery, Enviolo 380 stepless shifting hub, and a Gates carbon belt drive. Streamlined integrated lights and front suspension complete the package.
Coverage from: $23.00/mo
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The very-low-step urban e-bike — a deep wave-style frame that lets riders step through almost without lifting a leg. Bosch Active Line Plus mid-drive, integrated battery, internal Shimano Nexus hub for low-maintenance commuting.
Coverage from: $15.00/mo
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A simpler classic city e-bike with Bosch Active Line motor, swept-back handlebars, and a Shimano Nexus 7-speed hub. Aimed at riders who want Gazelle's Dutch geometry at a sub-$3,000 entry price.
Coverage from: $12.00/mo
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The analog Dutch classic — Gazelle's signature swept-back upright geometry with a chain guard, full fenders, Shimano Nexus 7-speed internal hub, and integrated lighting. No motor, no electronics; just the riding position Gazelle built its reputation on.
Coverage from: $8.00/mo
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The hybrid city e-bike with a sportier upright geometry than Arroyo or Avignon, Bosch Active Line motor, integrated rack and lights, and Shimano Deore 9-speed drivetrain. Bridges the gap between flat-bar fitness and traditional Dutch upright.
Coverage from: $9.00/mo
Get a free quoteWhy Velosurance is best for your Gazelle
Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
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America's best bike insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.