About BMC
BMC builds bikes in Grenchen, Switzerland, and has done since the brand took its modern shape under Andy Rihs, the entrepreneur who bought the company in 2000 with the stated goal of making the "Porsche of race bikes." The name dates to 1986, when American Bob Bigelow founded it as a Raleigh distributor, but the engineering-led identity that defines BMC today started with Rihs. The race results followed. Cadel Evans won the 2011 Tour de France on a BMC Teammachine, and the brand has spent the years since pushing frame design through its in-house Impec Lab, the carbon-layup and tube-shaping facility behind the Teammachine and Speedmachine platforms. In 2025 BMC returned to the WorldTour with Tudor Pro Cycling, a partnership built on a shared Swiss identity. BMC's current lineup spans road, gravel, and mountain. The Teammachine SLR and Teammachine R cover lightweight and aero road racing; the Roadmachine handles endurance; the Kaius and URS take on gravel; and the Fourstroke and Twostroke race cross-country. The AMP series carries BMC's frame philosophy into pedal-assist, with electric versions of the Roadmachine and URS.
Most popular BMC models
BMC's road range splits by purpose. The Teammachine SLR is the lightweight climber's bike, the Teammachine R is the aero platform raced by Tudor Pro Cycling, and the Roadmachine is the endurance model built for long days and rougher surfaces. The Roadmachine AMP adds a mid-drive motor to that endurance platform for riders who want assistance without losing the road feel. The Speedmachine is BMC's triathlon and time-trial superbike, with integrated storage and full aero shaping. Off the tarmac, the Kaius is BMC's gravel race bike and the URS is the longer-travel gravel adventure platform, with the URS AMP adding electric assist. The Fourstroke is the full-suspension cross-country racer and the Twostroke is the hardtail sibling. For city riding, the Alpenchallenge is a flat-bar fitness bike and the 257 AMP is the urban e-bike. The Speedmachine's level of integration and replacement value is exactly what a standalone triathlon bike insurance policy is built to protect.
BMC's lightweight all-rounder race bike, built in the Impec Lab for stiffness-to-weight and the platform Cadel Evans rode to win the 2011 Tour de France. Disc-brake carbon frame with integrated cockpit across the 01 builds.
Coverage from: $13.00/mo
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The aero road race platform raced by Tudor Pro Cycling, with deep tube profiles and a fully integrated front end. Built for flat-out speed where the Teammachine SLR prioritizes climbing.
Coverage from: $31.00/mo
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BMC's endurance road bike, with relaxed geometry, clearance for rougher surfaces, and the comfort to handle all-day rides. Available in carbon 01 builds and more accessible alloy trims.
Coverage from: $13.00/mo
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The endurance Roadmachine platform with a mid-drive motor and integrated battery, tuned to keep the natural road feel while adding pedal assist for longer rides and bigger climbs.
Coverage from: $35.00/mo
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BMC's gravel race bike, built light and fast with road-bike handling and clearance for gravel tires. Designed for gravel events where speed matters more than cargo capacity.
Coverage from: $22.00/mo
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The Unrestricted gravel platform, with longer travel, a more capable geometry, and the MTT compliance fork for rough terrain and multi-day routes.
Coverage from: $15.00/mo
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The URS gravel platform with electric assist, pairing the Unrestricted frame's rough-terrain capability with a mid-drive motor for extended range on mixed surfaces.
Coverage from: $30.00/mo
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BMC's full-suspension cross-country race bike, with an integrated dropper post and a frame tuned for World Cup XC courses. Built around fast climbing and efficient pedaling.
Coverage from: $27.00/mo
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The hardtail cross-country sibling to the Fourstroke, with a lightweight frame for racing and trail riding. The most accessible entry into BMC's mountain lineup.
Coverage from: $17.00/mo
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BMC's triathlon and time-trial superbike, with full aero integration, onboard hydration and storage, and the adjustability triathletes need across race distances.
Coverage from: $25.00/mo
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Why Velosurance is best for your BMC
Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
Check out Velosurance reviews to see what people are saying about us.
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America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.