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About Pinarello

Cicli Pinarello was founded in 1953 in Treviso, Italy by Giovanni "Nani" Pinarello. Nani had ridden the Giro d'Italia as a professional, taking the maglia nera in 1951 for finishing last. His team paid him 100,000 lire to step aside the following year and make room for a younger rider. He used the money to open a shop in Treviso, and the Pinarello name has built bikes there ever since. Pinarello has won the Tour de France 15 times, more than any other manufacturer. Miguel Induráin took four consecutive yellow jerseys on Pinarello frames from 1992 to 1995. Bjarne Riis and Jan Ullrich rode the Pinarello Paris to victory in 1996 and 1997. The Dogma platform has carried Bradley Wiggins, Chris Froome, Geraint Thomas, Egan Bernal, and Tadej Pogačar to the top step in Paris since 2012. The asymmetric chainstays, ONDA fork curve, and 1K T1100 carbon construction are Pinarello signatures recognizable across the peloton. The company was acquired by L Catterton, LVMH's private equity arm, in December 2016. Manufacturing of complete bikes and proprietary tooling remains in Treviso, and the lineup spans the Dogma F race platform, the Dogma X endurance platform, the F-Series and X-Series carbon tiers, the Grevil gravel platform, the Bolide time-trial bike, and the Nytro e-road family powered by a Fazua mid-drive.

Most popular Pinarello models

Pinarello's lineup is organized around two carbon tiers: the flagship Dogma platforms in T1100 1K carbon, and the F-Series and X-Series in a slightly heavier but still race-grade layup. Every road frame uses the brand's asymmetric chainstay design and the ONDA fork; geometry is tuned for either pure race position (Dogma F, F-Series) or longer reach with 35 mm tire clearance for endurance riding (Dogma X, X-Series). The Dogma F is the aero race bike Team Sky/Ineos and Ineos Grenadiers have ridden to a dozen Tour de France wins; the Dogma X brings the same construction to a mixed-terrain platform with X-Stays vibration management. The F-Series and X-Series step the price down through Shimano 105, Ultegra, and SRAM Rival builds while keeping the silhouette and ride character. The Grevil F is Pinarello's gravel race bike with up to 50 mm tire clearance, and the Nytro is a Fazua-equipped e-road bike that hides the motor in the bottom bracket cluster. Bikes in this tier carry replacement values that homeowner's policies frequently cap below, which is where stand-alone road bike insurance fills the gap.

Why Velosurance

Why Velosurance is best for your Pinarello

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$8/mo
Starting premium
4.9★
234 Google reviews
15
years in business

Coverages and Features

Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.

Total loss by theft

Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.

Any crash or accidental damage

Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.

Our shop or yours

When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.

Gear and apparel

If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.

Your choice of lock

We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.

No depreciation

Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.

24/7/365 coverage

We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.

Standalone policy

Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.

Permissive use

You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.

Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.

Client satisfaction is our #1 goal. Here's what our clients say about Velosurance

J
Jeffrey M
2 months ago
My bike got stolen Tuesday night after business hours, by Friday morning, I had the money in my bank for the claim. Amazing experience!
Roy P
Roy P
3 months ago
I cannot express how satisfied I have been with my ebike insurance through Velosurance. Unfortunately, I had a claim after just purchasing my Cyhunter dual battery ebike. But Velosurance did not waste a moment in handling my claim and I wouldnt go to any other ebike insurance company.
M
Manoela B
3 months ago
It was very easy to file my claim with Velosurance. Just make sure you take pictures of the bike and send them the serial number, together with the receipt.
Alex S
Alex S
3 months ago
Incredibly easy experience making a claim which made the overall upsetting situation of having my bike stolen much less painful than it otherwise would have been.

Check out Velosurance reviews to see what people are saying about us.

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Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.

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