About Bianchi
Bianchi is the oldest bicycle company still in business. Edoardo Bianchi started it in 1885 in a small Milan shop at 7 Via Nirone, and the company helped define the modern bicycle, pioneering equal-sized wheels with pneumatic tires and the front caliper brake. Bianchi still builds from Treviglio, Italy. The brand's racing record runs deep. Fausto Coppi and Marco Pantani won Grand Tours on Bianchi, and the celeste color, a pale turquoise also called Bianchi Green, has marked the brand's bikes for over a century. Bianchi's Countervail technology, a viscoelastic carbon material developed for aerospace, cancels road vibration and remains a signature of the brand's endurance frames. Bianchi's modern lineup is built around road racing. The Oltre is the aero platform, the Specialissima is the lightweight climber, and the Infinito is the endurance bike. The Sprint and Via Nirone 7 keep the range accessible, while the Impulso and Arcadex extend it onto gravel.
Most popular Bianchi models
Bianchi's road range covers every kind of racing. The Oltre splits into three tiers: the Oltre RC flagship, the Oltre Pro, and the more accessible Oltre, all built around aerodynamic tube shaping. The Specialissima is the pure lightweight climbing bike, and the Infinito is the endurance platform with Countervail vibration-cancelling carbon. The Sprint is Bianchi's entry carbon race bike and the Via Nirone 7 is the alloy road bike named for the brand's founding address. On looser surfaces, the Impulso is the alloy all-road platform and the Arcadex is the carbon gravel bike. Bianchi frames carry replacement values that climb fast through the Oltre and Specialissima ranges, which is where standalone road bike insurance fills the gap.
Bianchi's flagship aero road bike, the halo of the Oltre platform with the brand's most advanced aerodynamic frame. Builds run up to Shimano Dura-Ace Di2.
Coverage from: $21.00/mo
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The Oltre Pro sits below the RC, with a carbon frame that brings the Oltre aero platform to a more accessible price. A genuine race bike for riders who want the shape without the halo price.
Coverage from: $28.00/mo
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The accessible Oltre, with aero road shaping in builds from Shimano 105 up to Ultegra Di2. The entry point to Bianchi's aero road racing.
Coverage from: $15.00/mo
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Bianchi's pure lightweight climbing bike, with a high-modulus carbon layup optimized for vertical gain. The bike for riders who measure rides in elevation, not speed.
Coverage from: $19.00/mo
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Bianchi's endurance road bike, built around Countervail vibration-cancelling carbon that dissipates road buzz over long distances. Relaxed geometry and clearance for wider tires.
Coverage from: $15.00/mo
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Bianchi's entry carbon road bike, with race geometry and disc brakes at an accessible price. The starting point for riders moving into carbon.
Coverage from: $13.00/mo
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Bianchi's alloy road bike, named for the Milan address where Edoardo Bianchi opened the company in 1885. Builds from Shimano Claris up to 105.
Coverage from: $9.00/mo
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Why Velosurance is best for your Bianchi
Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
Check out Velosurance reviews to see what people are saying about us.
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America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.