About Felt
Felt traces back to a single triathlon frame Jim Felt welded for Paula Newby-Fraser in the late 1980s. That bike won the Ironman World Championship in Kona, and the result set the brand's purpose: build bikes that go fast. Felt formally launched in 1994, distributed by Answer Products, and relaunched as an independent company in 2001 after that partnership ended. Felt built its reputation in two disciplines where aerodynamics decide races. The IA triathlon platform and the AR aero road bike carried the brand through years of pro racing, and Felt track frames have run under riders at velodromes including Detroit's Lexus Velodrome. The brand was acquired by the Rossignol Group in 2017, then went owner-operated in 2025 under Cesar Rojo and Florian Burguet. Felt now designs and engineers its bikes in Barcelona, with a focused lineup built around speed. The 2026 era introduced the NEXAR aero road bike and the carbon Breed gravel bike, joining the FR race road bike, the VR endurance platform, the Broam adventure-gravel bike, and the IA 2.0 triathlon superbike. The range is narrower than it once was, but every model still answers the question Jim Felt started with.
Most popular Felt models
Felt's road range covers three jobs. The FR is the lightweight all-around race bike for climbing and hammering, the NEXAR is the aero road platform built for flat-out speed, and the VR is the endurance bike with clearance for 700x38 tires and the comfort for long, mixed-surface days. The Verza Speed sits below them as a flat-bar fitness bike for riders who want road-bike pace without drop bars. On dirt, the carbon Breed is Felt's gravel race bike and the Broam is the more relaxed adventure-gravel platform built for bikepacking and rough surfaces. The IA 2.0 and IAx Advanced carry Felt's integrated triathlon design, and the TK track frame continues the velodrome heritage the brand has held for decades. The IA platform's deep aero integration and high replacement value are exactly what a standalone triathlon bike insurance policy is built to protect.
Felt's lightweight all-around race road bike, built for climbing, descending, and hammering at the front of the group. Carbon frame with builds from Shimano 105 Di2 up to Dura-Ace Di2.
Coverage from: $15.00/mo
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The aero road platform of Felt's 2026 era, engineered for flat-out speed with deep tube profiles and integrated cabling. Offered in Race, Expert, Pro, and FRD builds.
Coverage from: $25.00/mo
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Felt's endurance road bike, with relaxed geometry, clearance for 700x38 tires, and the comfort for long days on mixed surfaces. Ranges from accessible alloy trims to carbon Advanced builds.
Coverage from: $13.00/mo
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Felt's carbon gravel race bike, built fast and light with SRAM XPLR and mullet drivetrain options. Designed for gravel events where speed matters more than cargo capacity.
Coverage from: $21.00/mo
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The adventure-gravel platform built for bikepacking and rough surfaces, with a more relaxed geometry than the Breed and mounts for racks and bags.
Coverage from: $8.00/mo
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Felt's triathlon and time-trial superbike, with a fully integrated aero frame, onboard storage, and the fit adjustability triathletes need. The platform carries the brand's Kona-winning heritage.
Coverage from: $29.00/mo
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The more accessible version of Felt's integrated triathlon platform, bringing the IA aero design to builds from Shimano 105 up to SRAM Rival eTap AXS.
Coverage from: $16.00/mo
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Why Velosurance is best for your Felt
Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
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If you have any questions, don't hesitate to get in touch with us.'
America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.