Velosurance + Mosaic
4.9★
257 Google reviews
$9/mo
Starting premium
100%
Replacement cost
A-rated
A.M. Best underwriter

About Mosaic

Mosaic Cycles has built titanium frames by hand in Boulder, Colorado, since 2009, when founder Aaron Barcheck set up shop after years of welding for other builders. Every frame is still made in the Colorado shop, and the company acquired its own paint house, Spectrum Paint and Powderworks, so finish work stays in-house too.

The lineup runs on two levels. 1-Level frames are always made to order: oversized double-butted 3Al/2.5V titanium, rider-specific geometry drawn from fit data supplied by a Mosaic dealer, and a painted finish included. 2-Level frames use straight-gauge tubing in standard sizes from 48 to 62 cm, ship in a bare titanium finish, and are batch built in two to three weeks against six to eight for a made-to-order frame.

Mosaic sells only through dealers and prices its framesets at $7,500 for 1-Level and $4,200 for 2-Level, before components. The frameset carries a lifetime warranty against manufacturing defects for the original owner, and the paint two years.

Mosaic bike lineup 8 models shown

Most popular Mosaic models

Each discipline gets a 1-Level and a 2-Level frame. On the road, the RT-1 is the fully integrated made-to-order bike and the RT-2 its batch-built sibling, both with 700x35 clearance. The AR-1 and AR-2 are the all-road pair with room for 40 mm tires, and the GT-1 i55 and GT-2 i55 are the gravel race bikes redesigned around 55 mm tires. A 32-inch-wheel version of each i55 and a 45 mm i45 version round out the gravel range, and the Zero Ops program builds one-off RT-Zero and AR-Zero frames around a single rider.

Off road, the MT-1 and MT-2 are XC trail hardtails with a 67-degree head angle and geometry for a 120 to 130 mm fork. Every price above is for the frameset alone, and a finished Mosaic with an ENVE cockpit and a high-end group can cost twice that. Stated-value gravel bike insurance insures the complete build at the value you set, with no depreciation. The same policy covers the road and mountain models.

Mosaic RT-1
RT-1
MSRP $7,500

The made-to-order road bike: double-butted titanium in rider-specific geometry, a fully integrated ENVE cockpit, a T47 bottom bracket, and clearance for 700x35 tires. Frameset price.

$32/mo
Get a quote
Mosaic RT-2
RT-2
MSRP $4,200

The batch-built disc road bike in straight-gauge 3Al/2.5V titanium with semi-integrated cables, an ENVE fork, and 700x35 clearance, in standard sizes from 48 to 62 cm. Frameset price.

$18/mo
Get a quote
Mosaic AR-1
AR-1
MSRP $7,500

Mosaic's most capable bike: an all-road frame with ENVE In-Route integration, a Zero Ops IS52 head tube, room for 40 mm tires, and a conventional 2x road group. Made to order. Frameset price.

$32/mo
Get a quote
Mosaic AR-2
AR-2
MSRP $4,200

The batch-built all-road bike, with road-bike chainstays and head angle, a lower bottom bracket, and 700x40 clearance for fire roads and light gravel. Frameset price.

$18/mo
Get a quote
Mosaic GT-1 i55
GT-1 i55
MSRP $7,500

The race gravel bike, redesigned around 55 mm tires with a 3D-printed chainstay yoke, an offset seat tube, a 50-tooth chainring clearance, and a Mosaic carbon fork. Made to order. Frameset price.

$32/mo
Get a quote
Mosaic GT-2 i55
GT-2 i55
MSRP $4,200

The batch-built version of the 55 mm gravel platform in straight-gauge titanium, with the same yoke, seat tube, and fork redesign in standard sizes. Frameset price.

$18/mo
Get a quote
Mosaic MT-1
MT-1
MSRP $7,500

The top hardtail: double-butted thin-wall titanium, a 67-degree head angle, geometry for a 120 to 130 mm fork, SRAM UDH, and 29x2.4 clearance. Made to order. Frameset price.

$32/mo
Get a quote
Mosaic MT-2
MT-2
MSRP $4,200

The batch-built XC trail hardtail, tested at the Leadville Trail 100, with a 67-degree head angle, 29x2.6 clearance, and four standard sizes in Factory Titanium finish. Frame price.

$18/mo
Get a quote
Mosaic factory warranty

Mosaic's Warranty: What It Covers and Where It Stops

Mosaic guarantees every frameset it builds against manufacturing defects for the life of the frame, for the original owner. Five terms decide what that is worth to you.

  • Lifetime on the frameset, for the original owner

    Mosaic guarantees against manufacturer defects for the lifetime of the frameset. The guarantee is for the original owner, with proof of purchase through an authorized Mosaic dealer.

  • Two years on the paint

    Paint work by Spectrum Paint and Powderworks, Mosaic's in-house paint shop, is covered for two years from the ship date when it is sold as part of a Mosaic frameset.

  • Components carry their own makers' warranties

    The components built onto a Mosaic carry the warranty of the manufacturer who made them, not Mosaic's. That includes the ENVE forks and cockpits, groupsets, and wheels on a complete bike.

  • Repair or replacement, at Mosaic's decision

    In the event of a warranted failure, Mosaic decides whether repair or replacement of the failed item is the best resolution.

  • Defects only: crash damage is excluded

    The warranty does not cover normal wear and usage, damage caused by crashes, or poor maintenance such as rust or paint chipping and cracking due to carelessness. Those are the losses a Velosurance policy is built for.

Summary of the Mosaic Cycles FAQ: Does my Mosaic have a warranty?, reviewed September 18, 2026. Applies to the original owner of a Mosaic frameset bought through an authorized Mosaic dealer, with proof of purchase. Mosaic publishes these terms as a single answer in its FAQ rather than as a separate warranty document. The manufacturer decides every warranty claim, and its full published terms govern.

More Brands We Insure

Any brand of conventional or Class 1, 2, or 3 electric bike: theft, crash damage, and transit at stated value.

Why Velosurance

Why Velosurance is best for your Mosaic

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$9/mo
Starting premium
4.9★
257 Google reviews
15
years in business
Ready to ride covered

Protect your Mosaic in under 2 minutes

Get a no-commitment price for any current Mosaic model. Pay monthly, cancel anytime.

Get my free quote →