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About Juiced Bikes

Tora Harris founded Juiced Bikes in 2009 in San Diego, California, drawing on his background as a mechanical and aerospace engineer to build e-bikes with higher power specs than anything widely available at the time. The first models were long-range cargo bikes designed to replace car trips for urban riders. When cargo did not scale commercially, Harris pivoted toward city commuter bikes and kept the engineering emphasis: high-output motors, large battery packs, and direct-to-consumer pricing that undercut the traditional bike shop channel. The power formula Juiced landed on was a 750W hub motor paired with high-capacity battery systems, with most flagship models exceeding 50 miles of real-world range on a single charge. That output sits at the top end of what legally qualifies as a Class 2 e-bike, giving riders motorcycle-like acceleration and hill-climbing ability without the registration, licensing, or lane restrictions that apply to mopeds and scooters. Through the late 2010s and into the 2020s, Juiced expanded beyond utilitarian commuters into performance designs with motorcycle-inspired aesthetics. The HyperScorpion and Scrambler platforms drew on moped styling to attract riders who wanted something that looked as capable as it rode. The brand remains headquartered in San Diego and sells exclusively through its own direct-to-consumer website.

Most popular Juiced Bikes models

Every Juiced Bikes model runs a 750W hub motor as the base spec. The lineup splits between motorcycle-styled commuter platforms and fat-tire adventure bikes, all designed for riders who want sustained power, long range, and full throttle availability without pedaling. The Scrambler is the core commuter: moped styling, upright position, full fenders, integrated lighting, and enough motor output to keep pace with traffic from a dead stop. The HyperScorpion goes further with a low-slung sport frame, forward-leaning riding position, and higher-spec components. The HyperScrambler 2 doubles the range by running two batteries, making it one of the highest-range Class 2 e-bikes available. Any of these qualifies for electric bike insurance from Velosurance, covering your Juiced Bike at full replacement value against theft, crashes, and transit damage. The RipCurrent S takes the platform off-road: 4-inch fat tires, a front suspension fork, and hardtail geometry that handles light trail riding and unpaved surfaces as comfortably as city streets. The RipCurrent S Step-Thru swaps in a step-through frame for riders who prefer easy mounting. The RipRacer rounds out the lineup as a more traditional-looking e-bike, lighter and more upright than the moto-styled models and suited to riders who want Juiced power without the moped aesthetic.

Coverages and Features

Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.

Total loss by theft

Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.

Any crash or accidental damage

Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.

Our shop or yours

When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.

Gear and apparel

If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.

Your choice of lock

We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.

No depreciation

Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.

24/7/365 coverage

We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.

Standalone policy

Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.

Permissive use

You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.

Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.

Client satisfaction is our #1 goal. Here's what our clients say about Velosurance

Alex S
Alex S
3 months ago
Incredibly easy experience making a claim which made the overall upsetting situation of having my bike stolen much less painful than it otherwise would have been.
M
Madison L
4 months ago
I had a really great experience with Velosurance. I communicated with Dave and he was always helpful. It’s a really bad day when something gets stolen from you, in my case it was an $1,000 Trek road bike. I’m so thankful I had insurance on the bike. After paying the deductible I would say I got about 75% of that money back. Without insurance I would have gotten nothing. I recommend velosurance to all!
L
Laura G
4 months ago
Your representative, Dan Madsen, was very efficient and fast on following up on my claim. This was the first time I had insurance on my bike and wondered all along about if I ever have a claim, how well it was going to be handled. Well, it was handled so well that I am recommending Velosurance to all my cyclist friends! Once I receive my new bike, I will be adding Velosurance insurance to it. Thanks to Dan and Velosurance for successfully taking care of my claim on a timely matter.
Thomas B
Thomas B
4 months ago
I have had my policy with Velosurance for several years now and can highly recommend them. I insure two road bikes with them and finding the best coverage was straightforward. If one has to file a claim, their customer service is exceptional. They are clear on what documentation is needed and extremely responsive. I also like that they offer global coverage, which is great when traveling abroad.

Check out Velosurance reviews to see what people are saying about us.

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America's best bicycle insurance

Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.

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