Velosurance + Ducati
4.9★
259 Google reviews
$9/mo
Starting premium
100%
Replacement cost
A-rated
A.M. Best underwriter

About Ducati

Ducati started as an electronics company. Antonio Cavalieri Ducati and his sons founded the business in 1926 in Bologna, Italy, building radio components and vacuum tube parts. The connection to two-wheeled transport came after World War II, when Ducati licensed and manufactured the Cucciolo, a 48cc clip-on engine designed to fit a standard bicycle frame. Launched in 1946, the Cucciolo sold more than 200,000 units and financed Ducati’s transition into motorcycles.

The technical identity that defines Ducati today traces directly to Fabio Taglioni, who joined the company in 1954 and developed the desmodromic valve train. Desmo closes valves mechanically rather than by spring force, allowing higher engine speeds and tighter tolerances. That architecture powered Ducati’s MotoGP and Superbike programs through decades of championship racing.

Ducati is now part of the Volkswagen Group via Audi AG, which acquired the brand in 2012. In 2022, Ducati re-entered the bicycle market with a line of electric bikes developed in collaboration with Italian e-bike engineers. The lineup applies the brand’s motorsport identity to premium e-mountain bikes and gravel e-bikes built for riders who expect race-grade hardware.

Ducati bike lineup 5 models shown

Most popular Ducati models

Ducati’s bicycle lineup is compact by design: three e-mountain bikes and two gravel e-bikes, all positioned at the premium end of the market and built to carry the brand’s motorsport credibility into cycling.

The MIG-S is the full-suspension enduro e-MTB, built for technical descents and sustained climbing with motor assist tuned for trail riding rather than commuting. The TK-01RR is the hardtail counterpart: lighter, geometry dialed for XC speed, available in standard and Limited Edition spec with higher-end component builds. Both carry Ducati’s signature red livery and are priced accordingly. Riders who bring these to the trails find that dedicated mountain bike insurance from Velosurance covers their Ducati at full replacement value against theft, crashes, and transit damage.

The FUTA and FUTA Limited Edition round out the range as gravel e-bikes, fitted with drop bars and wider tire clearance for mixed-surface riding. The Limited Edition builds use upgraded componentry and more aggressive graphics. Across the entire bicycle lineup, every model carries the same brand expectations as a Ducati motorcycle: precision hardware, distinctive Italian styling, and a price tag that makes a dedicated insurance policy worth the cost.

Ducati factory warranty

Ducati's E-Bike Warranty: What It Covers and Where It Stops

Ducati's e-bikes are built by the Italian maker Thok, and its company, KP Srl, issues the warranty in the owner's manual. Five terms decide what that is worth to you.

  • Two years from delivery

    KP Srl warrants the bike against nonconformity defects that are observed within two years of the date of delivery. Used bikes that were examined and repaired to the manufacturer's specifications get one year.

  • Report a defect within two months

    The owner loses every right under the warranty if a defect is not notified to KP Srl within two months of the date it was first observed. KP Srl replies within seven working days of receiving the notification.

  • Repair or replacement first, refund as the fallback

    After notifying a defect, the owner has the right to request that the product be repaired or replaced. If that proves impossible or too burdensome, KP Srl reduces the price paid or refunds the entire amount.

  • Racing and rental use end the warranty

    The warranty does not apply if the bike is used in races or competitions, used for commercial purposes such as rent, never maintained, or not repaired by a specialist bike shop. It is valid only if original components are used.

  • After an accident: one replacement frame, nothing more

    A Crash Replacement service lets the first owner replace a frame damaged in an accident, one time only, within two years of purchase. The frame comes without components, the owner pays for assembly, and KP Srl can refuse damage that is only aesthetic. Those are the losses a Velosurance policy is built for.

Summary of the Ducati powered by Thok owner's manual (KP Srl), Crash replacement and Legal warranty for consumer, reviewed September 17, 2026. Applies to Ducati powered by Thok e-bikes bought by a consumer, as set out in the model year 2021 owner's manual published by Thok. The terms follow Italian consumer law, and the manual gives no separate United States terms. The manufacturer decides every warranty claim, and its full published terms govern.

More Brands We Insure

Any brand of conventional or Class 1, 2, or 3 electric bike: theft, crash damage, and transit at stated value.

Why Velosurance

Why Velosurance is best for your Ducati

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$9/mo
Starting premium
4.9★
259 Google reviews
15
years in business
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