About Cannondale
Cannondale was founded in 1971 by Joe Montgomery in Georgetown, Connecticut. The brand name comes from a local train stop on the Cannondale branch line. The first product was a bicycle camping trailer, followed by bags and outdoor accessories. Bicycles came next, and that decision defined American cycling for the next five decades. The defining move came in the early 1980s when Cannondale pioneered oversized-tube aluminum frames under the CAAD platform (Cannondale Advanced Aluminum Design). At a time when serious bikes were steel, CAAD aluminum offered stiffness and weight advantages that changed expectations. The Lefty fork, a single-legged suspension design machined from aluminum or carbon, arrived in 1999 and became one of the most recognizable signatures in the sport. Cannondale's professional racing program reached its peak with the Liquigas-Cannondale WorldTour squad. Ivan Basso won the 2010 Giro d'Italia on Cannondale hardware, and Peter Sagan rode the brand before moving on to win multiple World Championship titles. Dorel Industries acquired Cannondale in 2008; Pon Holdings, the Dutch conglomerate that also owns Cervelo, bought the brand in 2021 and continues to run it as a standalone label.
Most popular Cannondale models
Cannondale's road lineup is built around four distinct platforms. The SuperSix EVO is the pure racer: a sub-800g carbon frame with aggressive geometry used by WorldTour teams. The SystemSix is the aero counterpart, with fully integrated cockpit and tube shapes optimized for straight-line speed. The CAAD13 brings CAAD aluminum to its logical conclusion, delivering race-level stiffness at a fraction of carbon pricing and widely regarded as the best aluminum road bike in production. The Synapse is the endurance option, with a compliance-tuned rear triangle for long days and rough surfaces. For any of these, dedicated road bike insurance covers your Cannondale at full replacement value against theft, crashes, and transit damage. On unpaved terrain, the Topstone gravel bike leads the range. The Topstone Carbon adds the Kingpin rear micro-suspension system, which isolates the seatstays from the rest of the frame for vibration damping without adding a full rear linkage. The mountain bike lineup runs from the Scalpel XC racer, with FlexPivot rear suspension and Lefty fork, through the Jekyll enduro bike and its Gemini dual-position shock, down to the F-Si hardtail for XC racing on a budget. Riders who own a Scalpel, Jekyll, or F-Si can protect their build with mountain bike insurance from Velosurance, covering full replacement value against theft, crashes, and transit damage. The Neo e-bike series applies Cannondale geometry to motor-assisted riding. The Topstone Neo is the gravel platform with Bosch drive; the Synapse Neo adds the endurance road geometry; the Tesoro Neo is a step-through urban commuter. Fitness riders have the Quick and Treadwell hybrids, which prioritize upright geometry and low maintenance over racing performance.
Bicycle engineers would argue that building a great cross-country bike is the most challenging problem in the bicycle industry. Scalpel is the flagship bike and has been for decades. Exceptionally light and well spec’d, it remains competitive at the top of XC trail bike category.
Coverage from: $20.00/mo
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F-Si was designed to attack the steepest climbs and gnarliest descents of a modern World Cup XC course. Built around a stunning light 900 gram frame, and paired with a Lefty Ocho, this bike is Cannondale’s interpretation of the race-ready XC hardtail.
Coverage from: $11.00/mo
Get a free quoteWe cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
If you're a serious cyclist, this is a must 🔥
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America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.