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About Colnago

Colnago is one of the defining names in Italian road racing. Ernesto Colnago opened his shop in Cambiago, near Milan, in 1954 and built his first frames the same year. The brand made its name on steel race frames that held up to professional racing, then became one of cycling's most experimental builders and an early adopter of carbon fiber. Colnago's race record is long. Eddy Merckx rode Colnago, and the brand's bikes have won the Tour de France, the Giro, and the Classics across seven decades. Tadej Pogacar now races Colnago for UAE Team Emirates, and the V5Rs and Y1Rs were developed with direct input from his team. Chimera Investments acquired a majority stake in 2020, but Colnago still builds in Italy. Colnago builds road bikes, and builds them at the top of the market. The Y1Rs is the aero flagship, the V5Rs is the lightest Colnago ever, and the V4Rs and V3 carry the race platform to more riders. The C68 and C72 continue the brand's handmade lugged-carbon tradition, the Steelnovo and Master keep steel alive, the G3-X covers gravel, and the TT1 is the time-trial bike.

Most popular Colnago models

Colnago's race range is split by purpose. The Y1Rs is the aero bike Tadej Pogacar rode at the Tour de France, with a 19% smaller frontal area than the V4Rs. The V5Rs is the lightest frame Colnago has ever made at 685 grams, and the V4Rs and V3 bring the race geometry to more accessible builds. The C68 and C72 are Colnago's handmade lugged-carbon frames, each assembled by hand in Italy. The Steelnovo and Master keep the brand's steel heritage in production, the G3-X is the gravel bike, and the TT1 is the time-trial machine. Colnago frames carry replacement values that run from premium to extraordinary, which is where standalone road bike insurance fills the gap.

Why Velosurance

Why Velosurance is best for your Colnago

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$8/mo
Starting premium
4.9★
234 Google reviews
15
years in business

Coverages and Features

Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.

Total loss by theft

Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.

Any crash or accidental damage

Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.

Our shop or yours

When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.

Gear and apparel

If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.

Your choice of lock

We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.

No depreciation

Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.

24/7/365 coverage

We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.

Standalone policy

Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.

Permissive use

You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.

Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.

Client satisfaction is our #1 goal. Here's what our clients say about Velosurance

J
Jeffrey M
2 months ago
My bike got stolen Tuesday night after business hours, by Friday morning, I had the money in my bank for the claim. Amazing experience!
Roy P
Roy P
3 months ago
I cannot express how satisfied I have been with my ebike insurance through Velosurance. Unfortunately, I had a claim after just purchasing my Cyhunter dual battery ebike. But Velosurance did not waste a moment in handling my claim and I wouldnt go to any other ebike insurance company.
M
Manoela B
3 months ago
It was very easy to file my claim with Velosurance. Just make sure you take pictures of the bike and send them the serial number, together with the receipt.
Alex S
Alex S
3 months ago
Incredibly easy experience making a claim which made the overall upsetting situation of having my bike stolen much less painful than it otherwise would have been.

Check out Velosurance reviews to see what people are saying about us.

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America's best bicycle insurance

Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.

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