Insure your Cervelo bike with Velosurance

R5, S5, Caledonia, Caledonia-5, P-series, Aspero, Aspero-5, P5,

About Cervélo

Cervélo is a Canadian manufacturer of racing and track bicycles.The name is a portmanteau of cervello, the Italian word for brain, and vélo, the French word for bike. Founded by Garard Vroomen and Phil White in 1995 with a focus on computational fluid dynamics, CAD and wind tunnel testing to produce the most aerodynamic racing bikes.

Most popular Cervelo models

Cervélo currently makes R5 race bike, S5 aero road bike, Caledonia and Caledonia-5 all-road bikes, P5 and P-Series triathlon bikes, and Aspero and Aspero-5 gravel bikes.

R5

R5

A classic road-racing bike in every sense of the weird. It’s stiff, lightweight with the racing geometry, traditional design and pencil-thin seat stays. It’s been upgraded with hydraulic disc brakes, tubeless tires, electronic shifting and internal cable routing.

Coverage from: $45 / mo

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S5

S5

A modern take on the aero race bike, upgraded since the 2014 model with electronic shifting, wider 28mm tires, hydraulic disc brakes and a fully-integrated cockpit. The bottom bracket and head tube stiffness has improved by 25% and 13% respectively.

Coverage from: $42 / mo

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CALEDONIA

CALEDONIA

An endurance road bike that brings big ride comfort while keeping the racing DNS intact. With 28mm tire clearance, integrated cable routing, electronic shifting, disc brakes it is a blend of comfort and performance.

Coverage from: $18 / mo

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CALEDONIA 5

CALEDONIA 5

This lightweight, aero and gravel-capable bike is a do-it-all machine. This bike was designed for racing Paris-Roubaix, to blend the R5 road bike and Aspero gravel bike.

Coverage from: $43 / mo

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P5

P5

The P5 was designed with the Pro Tour teams and triathletes in mind. It’s the fastest bike Cervélo ever tested. Designed around disc brakes, it has clearance for 28mm tires and integrated Di2 electronic shifting.

Coverage from: $33 / mo

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P-SERIES

P-SERIES

Designed to be a successor of the infamous P2 which has won many podiums, it hits all of its predecessors sweet spots, except now it’s equipped with disc brakes, electronic shifting, onboard storage and a much more adjustable cockpit.

Coverage from: $22 / mo

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ASPERO

ASPERO

Cervélo’s first foray into gravel bike territory, this bike is built for speed. Proven to be a very capable bike on and off tarmac, its geometry and handling make it very versatile. The frame is compatible with mechanical and electronic shifting, comes with a bolt-on tube bag, and hydraulic brakes.

Coverage from: $22 / mo

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ASPERO-5

ASPERO-5

The top-end version of the already awesome Aspero, it shares identical geometry but with a number of improvements in the frame, including a new carbon fiber layup and cable routing. Capable of both 1x and 2x drivetrains, it can accept both Shimano and SRAM modern drivetrains.

Coverage from: $50 / mo

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We cover all types of bikes

Whether you ride the tarmac or shred the gnar, dodge pedestrians or cruise the beach, a bicycle is an important part of your life. We founded Velosurance to challenge the status quo and give our fellow riders something they needed so badly: insurance that actually covered their lifestyle, a peace of mind that no matter what happens on the road or trail, there’d be a helping hand to get them back in the saddle.

Road bikes

Light and aerodynamic, equipped with skinny tires and optimized for long days in the saddle.

E-bikes

Electrically-assisted Class 1, 2, and 3 bikes with maximum assisted speed of up to 28 mph.

Commuter bikes

Simple, reliable bikes designed specifically for urban environments.

Mountain bikes

Rugged, resilient and incredibly fun. Equipped with suspension and designed to offroad, tackle technical terrain and jumps.

Cargo bikes

The SUVs of the bike world, these bicycles are designed to carry heavy loads, including groceries and passengers.

Triathlon bikes

Exceptionally aerodynamic and lightweight, these speed machines are designed with one goal in mind: go fast.

Trikes

Three-wheeled bicycles that are known for additional stability and versatility.

Recumbent and Velomobiles

Two and three wheeled bikes with a leisurely leaning back seating position.

Coverages and Features

Velosurance core policy offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist coverage, and medical gap coverage.

Total Loss by Theft

Bikes are very easy to steal and equally difficult to recover and a hefty U-lock doesn’t guarantee that your bicycle will remain yours when you return. Velosurance provides the peace of mind when your bike is stolen or damaged in the process.

Any Crash or Accidental Damage

The cyclist insurance policy will pay to replace the bike when the bike is accidentally damaged beyond repair. If the damage can be repaired, the policy will pay all the costs associated with the repair. Cosmetic damage is excluded.

Electric Bicycle Coverage

We cover all electric bikes with nominal power of 750 Watts or less. All coverages available for conventional bikes also apply to e-bikes.

Worldwide Coverage

If your travels take you outside of the USA and Canada we can extend the policy's physical damage and theft coverage worldwide for a reasonable additional premium. This also covers the bike while in transit by the airline.

Medical Coverage

If you’re hurt, we'll cover some of your medical bills, up to the policy limit. This coverage pays to supplement the deductible of your personal health insurance policy.

Damage or Loss in Transit

Bikes often get damaged in transit, by airline and courier services alike. Filing a claim with these is a notoriously difficult process with a questionable outcome. Velosurance covers your bike while it is on it’s way to your destination.

Liability Protection

We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000, $100,000 or $300,000 per occurrence.

Your bike - your choice

Nationwide Bike Shop Repair. It's your bike and where you get the bike repaired is your choice.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bike insurance policy, where claims will not affect your homeowner or renters policy premiums.

Policy Coverage Home Owner/RentersPolicy Velosurance
Insured at Full Value Possibly Yes
Crash Damage No Yes
Theft Coverage Limited Yes
Theft Away From Home Possibly Yes
Vehicle Contact No Yes
Personal Liability Possibly Yes
Replacement Bike Rental No Yes
Event Fee Return No Yes
Cycling Apparel Insured No Yes
Medical Payments Possibly Yes
Racing Coverage No Yes
Electric Assist Bicycles No Yes
Bicycle Airline Shipping Coverage No Yes

“I'm honestly so impressed with this insurance. My entire fork broke (around $1k) and couldn't be warrantied. Velosurance got my claim resolved and a check sent out in time to go on a volunteer bike trip I had planned. They truly saved the day, and my wallet! I'm honestly shocked. I also had a rep named Dan who was so kind and we even had a great laugh on the phone. Highly recommend!”

Velosurance story

Velosurance is a national insurance program founded by two avid cyclists, Dave Williams and Denis Voitenko in response to the insurance needs of bicycle riders nationwide.

It all started over tacos

One very rainy day at a local taco joint in Fort Lauderdale we started discussing how badly home and renters policies insured bicycles. We knew there had to be a better way so we set about finding out how we could take a traditional piece of insurance and make it better, much better. On that wet day over tacos, Velosurance was founded.

We partnered with Markel American Insurance Company, an A.M. Best, A rated, US insurance company, and a leader in recreational insurance, to offer a multi-risk bicycle insurance policy providing protection to all types of cyclists, and with none of the silly restrictions that other insurance wants to place on riders.

Cyclist on a bike

Velosurance National Coverage

Velosurance provides our policyholders with nationwide service when a damaged bike needs repair or replacement. Our policyholders are free to choose their preferred service location.

Cyclist on a bike
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Our mission

The Velosurance mission is to be fair to everyone involved, and to offer our best advice to clients so they can make an educated decision about their bicycle insurance coverage. We also like to ride as much as possible.

We are riders too

Bicycle prices increase every year and cyclists who are serious about their sport are spending big money on high value bikes. Other forms of insurance, like homeowners and renters insurance, do a poor job insuring high value bicycles so we founded Velosurance to fix that.

Velosurance provides a stand-alone, no bike value depreciation, bicycle insurance policy to replace the cobbled together, sub standard coverages offered by traditional insurance.

We are cyclists just like you, and we understand that when your bike gets damaged in an accident you want the shortest possible downtime. We make it our mission to see that your claim check arrives before the repair parts do and you get back pedaling as soon as you want to.

Cyclist on a road bike

Most popular articles

We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.

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Why senior citizens should consider e-bikes and e-trikes

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Everything you need to know about Velomobiles

Everything you need to know about Velomobiles

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Velosurance discounts

Members of USA Cycling, USA Triathlon, and International Mountain Bicycle Association (IMBA) receive discounts on Velosurance bicycle insurance products.

Velosurance provides bicycle insurance policies in the following states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin.

Cyclist on a bike

Disclosure: The information available in this website is intended to give the user a general over view of the cyclist insurance policy and nothing in this website will amend, change or modify the wording of the issued policy. Please review the complete policy wording here.