Do you offer discounts for multi-bike policies?
Last updated
Yes, every multi-bike policy earns a 10% discount on each bike, applied automatically when you insure two or more bikes together. The more bikes on the policy, the more you save, and there is no cap on how many you can add.
Adding a bike takes one click. On Step 2 (Bicycle information) of the quote form, look for the teal "Add another bike" button and enter the next bike's details.
How do I add another bike to my quote?
Start a quote, complete Step 1, and on Step 2 (Bicycle information) click the teal "Add another bike" button, then fill in the make, model, and value for the next bike. Repeat for each bike you want to insure, and the discount is applied as you go. You can cover as many bikes as you like on one policy.
Does the discount apply to every bike on the policy?
Yes, the 10% comes off each bike's premium, whether you insure two bikes or ten. Each bike keeps its own coverage limits and deductible, so a road bike and an e-bike on the same policy are rated and discounted individually. What matters is that they share one policy.
Can I combine the multi-bike discount with other discounts?
Yes, the multi-bike discount stacks with our membership discount. Members of a cycling association such as USA Cycling, USA Triathlon, or the International Mountain Biking Association save as well, so a rider with several bikes and an association membership can layer both. One thing to know: a GPS or tracking device, like any accessory, does not earn a discount, since it aids recovery rather than preventing theft.
Back to all FAQs