Can I cover multiple bikes on the same policy?
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Yes, you can cover as many bikes as you like on a single policy, and each bike on a multi-bike policy earns a 10% discount. Instead of juggling separate policies, you manage one policy, one renewal, and one payment while every bike stays fully protected.
Each bike is rated on its own, so a road bike, a mountain bike, and an e-bike can all sit on the same policy with the coverage each one needs.
How do I add another bike to the policy?
When you get a quote, complete Step 1, then on Step 2 (Bicycle information) click the teal "Add another bike" button and enter the make, model, and value for the next bike. Repeat for each bike, and the 10% multi-bike discount is applied as you go. You can also add a bike to an existing policy at any time.
Does each bike get its own coverage?
Yes, every bike keeps its own insured value, deductible, and optional coverages, so a $1,500 commuter and a $9,000 e-bike are each covered for what they are worth. Adding the wrong value to the wrong bike is the main thing to check, so confirm each bike's value as you enter it.
Is one policy cheaper than insuring each bike separately?
Yes, because the 10% multi-bike discount comes off each bike's premium, and you have a single policy to manage rather than several. The more bikes you add, the more the discount adds up, with no cap on how many bikes one policy can hold.
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