Velosurance + Electra
4.9★
234 Google reviews
$8/mo
Starting premium
100%
Replacement cost
A-rated
A.M. Best underwriter

About Electra

Electra was founded in 1993 by Benno Banziger and Jeano Erforth in Vista, California, with a design-first take on the bicycle. Where the rest of the industry sold performance and weight, Electra sold posture, paint, and chrome. The brand’s first cruisers leaned into the postwar Schwinn aesthetic with hand-built details and color-matched components, and it built a following on style before it built one on volume.

Flat Foot Technology, patented in 2003, defined the brand. The geometry pushes the bottom bracket forward of the seat tube so a rider can keep both feet flat on the ground while seated, which makes mounting and stopping intuitive for casual and first-time riders. The Townie, launched on that platform, became the best-selling bicycle of its category in the US and the model the brand is still organized around.

Trek Bicycle acquired Electra in 2014 and runs it as a standalone brand inside the Trek group. The lineup now spans pedal cruisers like the Townie, Cruiser, and Loft and a growing electric range under the Go! suffix on Bosch Performance Line and Active Line mid-drives. Headquarters remain in Vista, with distribution through Trek’s US dealer network.

Electra bike lineup 11 models shown

Most popular Electra models

Electra is organized around three pedal platforms and a parallel electric range. The Townie 7D is the brand’s flagship, a Flat Foot Technology cruiser with a 7-speed Shimano drivetrain and upright posture that defined the entry-cruiser category in the US. The Cruiser 7D and Cruiser Lux 7D are the traditional beach-cruiser silhouettes with single-piece cranks, balloon tires, and color-first paint. The Loft 7D is the urban-leaning step-thru with smaller 700c wheels, a more compact frame, and a tighter geometry for city riding.

The Go! electric range mirrors the same platforms. The Townie Go! 7D EQ and Townie Go! 5i EQ run a Bosch Active Line mid-drive with the same Flat Foot geometry; the Townie Go! S adds a higher-output motor and an integrated rack and lights. The Townie Path Go! steps up to a Bosch Performance Line motor with 9-speed gearing for hills and longer rides. The Loft Go! 7D EQ electrifies the urban Loft frame, and the Vale Go! 9D EQ and Ponto Go! S extend the lineup with hybrid-style commuter geometry. Every Electra cruiser is a daily errand bike, which is the value at risk that homeowner’s policies frequently cap below, where stand-alone commuter bike insurance from Velosurance fills the gap.

Electra Townie 7D
Townie 7D
MSRP $450 – $670

Electra’s flagship Flat Foot Technology cruiser. 7-speed Shimano drivetrain, upright posture, and a forward-set bottom bracket that lets the rider keep both feet flat on the ground while seated. The best-selling cruiser in the US.

$8/mo
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Electra Cruiser 7D
Cruiser 7D
MSRP $600

The classic beach cruiser silhouette with 26-inch wheels, balloon tires, and a 7-speed drivetrain. Step-thru and step-over frames in Electra’s signature paint and chrome.

$8/mo
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Electra Cruiser Lux 7D
Cruiser Lux 7D
MSRP $570

The premium Cruiser trim with upgraded saddle, grips, and tires. Same 26-inch beach-cruiser geometry as the base Cruiser, with Electra’s most ornate finish options.

$8/mo
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Electra Loft 7D
Loft 7D
MSRP $620

The urban-leaning step-thru cruiser with smaller 700c wheels and a more compact geometry for city riding. 7-speed Shimano drivetrain and the same Flat Foot Technology posture as the Townie.

$8/mo
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Electra Townie Go! 7D EQ
Townie Go! 7D EQ
MSRP $1,700

The entry electric Townie on a Bosch Active Line mid-drive motor. Class 1 pedal assist up to 20 mph, 7-speed drivetrain, integrated lights, rack, and fenders.

$8/mo
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Electra Townie Go! 5i EQ
Townie Go! 5i EQ
MSRP $1,750 – $2,600

The 5-speed Shimano Nexus internal-gear version of the Townie Go! Cleaner cockpit, shaft drive on top trims, and the same Bosch Active Line mid-drive on the Flat Foot Technology frame.

$11/mo
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Electra Townie Go! S
Townie Go! S
MSRP $2,200

The higher-output Townie Go!, with a stronger mid-drive motor and integrated rack and lights as standard. Step-thru and step-over frames in 26-inch and 27.5-inch wheel sizes.

$10/mo
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Electra Townie Path Go!
Townie Path Go!
MSRP $2,800

Electra’s most capable e-bike. Bosch Performance Line mid-drive, 9-speed drivetrain, larger wheels, and a wider tire clearance for paved paths and light gravel routes.

$12/mo
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Electra Loft Go! 7D EQ
Loft Go! 7D EQ
MSRP $2,000

The electric Loft. Urban step-thru geometry on a 700c wheel platform with Bosch Active Line mid-drive, 7-speed Shimano gearing, and a lightweight build for city commutes.

$9/mo
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Electra Vale Go! 9D EQ
Vale Go! 9D EQ
MSRP $2,800

A hybrid-style commuter e-bike on the Electra platform. 9-speed drivetrain, Bosch mid-drive, integrated lights, rack, and fenders, with a more upright hybrid riding posture.

$12/mo
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Electra Ponto Go! S
Ponto Go! S
MSRP $2,500

Electra’s flat-bar urban e-bike. Bosch Performance Line mid-drive, a cleaner cockpit than the cruiser line, and geometry tuned for longer daily commutes rather than short cruiser miles.

$11/mo
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Why Velosurance

Why Velosurance is best for your Electra

Velosurance is a stand-alone policy that covers theft and accidental damage and can be optioned to create a comprehensive umbrella of protection for your cycling lifestyle.

A-rated
A.M. Best underwriter
$8/mo
Starting premium
4.9★
234 Google reviews
15
years in business
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