How do I get a bicycle insurance policy?

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Getting a bicycle insurance policy takes just a few minutes through our easy online quoting process, and you purchase your coverage on the last step.

The quote walks you through everything in order, so there is nothing to prepare in advance beyond knowing your bike.

What do I need to get a quote?

Have a few bike details on hand, such as the make, model, and value of your bike, and choose any optional coverages you want added to the policy. If you belong to a cycling association such as USA Cycling, USA Triathlon, or the International Mountain Biking Association, you select your membership at the bike details step to apply your discount, which we cover in cycling association discounts.

When do I actually buy the policy?

On the last step of the quote process, you review your policy and coverages, provide your payment information, and select your payment schedule. Once you submit that application, an agent takes a look at it and approves it, and once it is approved, your policy is issued and your coverage becomes active.

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Nothing in these FAQ pages will amend, change or modify the wording of the issued policy.