About Pedego Electric Bikes
Pedego launched in 2008 in Newport Beach, California, founded by Don DiCostanzo and Terry Sherry with a straightforward premise: most Americans would ride electric bikes if the bikes were comfortable, approachable, and backed by knowledgeable local dealers. DiCostanzo came from a retail background, and that orientation shaped Pedego from the start. Rather than selling online or through big-box retailers, Pedego built a franchise network of locally owned stores. That network grew to more than 200 locations across North America. Incline Equity Partners acquired the company in 2017, accelerating store expansion while preserving the franchise structure. The model means buyers have a nearby dealer who stocks parts, performs service, and organizes group rides, a fundamentally different ownership experience from mail-order e-bikes. All Pedego models are Class 2, offering both throttle and pedal assist up to 20 mph. The design language is consistent across the lineup: step-through frames, upright riding position, fat tires, and relaxed gearing built for comfort rather than performance cycling. Pedego targets riders who want to go farther than a conventional bike allows without a steep learning curve or complex maintenance. The company has sold over 100,000 bikes and maintains one of the largest franchise retail networks of any e-bike brand in the US.
Most popular Pedego models
Pedego's flagship is the Interceptor, a fat-tire cruiser with a 750W hub motor available in step-through and step-over frame options. Throttle plus pedal assist, upright geometry, and a padded saddle make it one of the more accessible entry points into e-biking. The Interceptor Platinum adds a higher-capacity battery and upgraded components for extended range on the same platform. The Comfort Cruiser is the lowest step-through model in the lineup, built specifically for riders who prioritize ease of mounting and dismounting. Urban commuting is handled by the City Commuter and City Commuter Platinum, which carry the throttle-plus-assist setup on an urban-optimized frame with fenders, a rear rack, and 700c wheels for pavement efficiency. The City Commuter Mid Drive swaps the hub motor for a mid-drive unit, shifting more torque through the drivetrain for better performance on hilly routes. Riders who depend on any of these models for daily transportation can protect their investment with commuter bike insurance. Off-road options start with the Trail Tracker, a front-suspension model built around 26x4-inch tires for light trail and gravel use. The Elevate targets steeper terrain with a mid-drive motor suited to sustained climbing. The Boomerang is a lighter step-through option for city and recreation riders who want a less-cruiser-styled silhouette. The Trike rounds out the lineup with a third wheel and a rear cargo trunk for maximum stability. Pedego bikes retail from around $2,000 to over $5,000, and dedicated electric bike insurance from Velosurance covers your Pedego at full replacement value against theft, crash damage, and transit loss.
This modern premium cruiser has a high end suspension fork, suspension seat post, hydraulic disc brakes, an integrated rack and lights. A 500 W motor with 1058 peak watts will make any hill seem flat.
Coverage from: $17.00/mo
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This stylish cruiser with retro-modern looks has a 500 watt motor controlled by a twist throttle, a geared rear hub, and disc brakes. A functional rear rack and integrated lites make it a stylish grocery getter and a commuter alike.
Coverage from: $13.00/mo
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This very popular model comes in 2 wheel sizes: 24 and 26 inch as well as a regular and a step-through version. Balanced and stable handling with 45 miles of range, makes this bike both a great commuter and a slick beach cruiser.
Coverage from: $8.00/mo
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This basic city commuter is equipped with a 500 watt motor, which propels it to 20 mph without pedaling. To keep the price low, this bike does not have pedal assist, instead relying on a hand throttle to control the motor.
Coverage from: $13.00/mo
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A stylish cruiser electric bike with multiple points of adjustability for various body positions and enhanced comfort. Other than the notable bottom-bracket placement of the motor, the bike comes in 26 or 28 inch wheels, high-step and step-thru versions.
Coverage from: $13.00/mo
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This version of the City Commuter is known for its extensive range and incredible power. Equipped with a high-end 10-speed hub motor, hydraulic brakes, twist throttle and a 52V/749 watt motor, this bike will hit 28 mph with pedal assist, when configured as Class 3 bike.
Coverage from: $17.00/mo
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This fat e-bike is equipped with 24” tires which makes it easy to handle and fun to ride over sand, roots, snow and pavement. Propelled by a rear-mounted geared hub motor with 500 watts and a frame-integrated 417 wh battery, this bike is a ton of fun. Oh, there’s also a 20” tire version for kids and a 26” for taller adults.
Coverage from: $13.00/mo
Get a free quoteWe cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Coverages and Features
Velosurance offers must-have protection such as accidental damage, theft, or loss in transit. Each policy can be customized by adding additional coverages such as liability protection, uninsured motorist, and medical payments.
Total loss by theft
Bicycles are very easy to steal and equally difficult to recover, and even a hefty U-lock doesn’t guarantee your bike is still there when you return. Velosurance provides peace of mind if it is stolen or damaged in the process.
Any crash or accidental damage
Our policy will pay to replace your ride if it is accidentally damaged and beyond repair, including damage that occurs while being carried on or in your vehicle. If it can be repaired, we will pay all the costs associated with the bike's repair, including tax, labor, and shipping, minus the deductible. Cosmetic damage that does not affect safety is excluded.
Our shop or yours
When filing a claim, you’ll need to provide a repair estimate from a repair shop. We have a nationwide network of partner shops familiar with our process to help you move things along quickly. Prefer your favorite local shop? That works too.
Gear and apparel
If you go down in a crash, we cover your ride as well as your apparel, such as helmet, shoes, glasses, or riding kit that are torn up, and pay up to $500 per accident and $1,000 per term. Spare parts that are not installed, such as a spare wheelset, are also covered up to $500 per loss and $1,000 per year.
Your choice of lock
We do not dictate what type or brand of lock must be used to protect your ride from theft – you are welcome to use any lock that you trust. The best security is provided by metal locks combined with a high-quality chain. Securing your ride to a solid and immovable object, such as a bike rack, with a high-quality lock will send the thief onto the one secured with a more vulnerable lock.
No depreciation
Depreciation is a hidden deductible that increases every year and is applied if the bicycle is stolen or totaled. No one is ever happy with an Actual Cash Value insurance settlement: the bike is first devalued, and then a deductible is applied, resulting in a reimbursement that is far less than the cost of a replacement. We reimburse without depreciation, for the cost of a replacement that is of like, kind, and quality similar to your totaled bike.
24/7/365 coverage
We cover the insured bike at all times, anywhere in the USA and Canada, and can be extended worldwide on request. There are no exclusions on the time of day or limitations on how long it can be stored away from home. 24/7/365 means every minute of every day, no matter where or when.
Standalone policy
Our policy does not piggypack on any coverage you may already have, such as homeowners policies. Filing a claim won’t impact your rates with other carriers. With home insurance premiums rising each year in the U.S., it’s wise to reserve that policy for major incidents, because no matter how valuable your bike is, it’s still a lot cheaper than a kitchen fire or a flooded basement.
Permissive use
You can lend it to anyone you choose, and it will be covered. The bike and the person riding it are covered as if it were you riding it‚ this includes theft and crash damage as well as any purchased optional coverages.
Why Velosurance is best for your bicycle
Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.
| Policy Coverage |  | Homeowner/Renters Policy |
|---|---|---|
| Insured at Full Value | Yes | Possibly |
| Crash Damage | Yes | No |
| Theft Coverage | Yes | Limited |
| Theft by Force | Yes | No |
| Theft of Accessories | Yes | Limited |
| Theft Away From Home | Yes | Possibly |
| Vehicle Contact | Yes | No |
| Personal Liability | Yes | Possibly |
| Permissive Use Policy | Yes | No |
| Replacement Rental | Yes | No |
| Event Fee Return | Yes | No |
| Cycling Apparel Coverage | Yes | No |
| Medical Payments | Yes | Possibly |
| Racing Coverage | Yes | No |
| E-bikes | Yes | No |
| Coverage in-transit | Yes | No |
| USAC, USAT and IMBA Member Discount | Yes | No |
| FREE INSTANT QUOTE |
Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
I train and race with peace of mind knowing my bike and gear are protected. Easy, clear, and reliable.
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America's best bicycle insurance
Velosurance was created to give our fellow riders insurance that actually covered their lifestyle and peace of mind that no matter what happens on the road or trail, there would be a helping hand to get them back in the saddle.