I plan on racing my bike. Will I be covered?
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Racing is accepted as normal use of your bicycle and is covered by this policy, as long as the optional racing coverage is selected. Pinning on a number does not push you outside the terms the way it does with a general policy.
The one thing to watch: racing coverage is optional, so it has to be on the policy before the event. Add it when you buy, or add it later through the Client Portal, and you are covered for race day.
Does the Coverage Apply to Professional Racing?
Racing as a pro is covered on the same terms. Velosurance treats competition as normal use of the bike rather than an exotic risk, so a licensed professional and a weekend category racer are both covered once the optional racing coverage is selected. The distinction that matters is whether the coverage is on the policy, not what level you race at.
How Do I Add Racing Coverage?
Select it during the quote, or log in to the Client Portal and add it to an active policy, where the premium change is prorated from the date it takes effect.
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