Do I need to lock my bike to an immovable object when the bike is inside my closed garage?

Last updated

The policy does not require your bike to be locked to an immovable object when it is stored behind a closed garage door, although we recommend it. Electronic devices that can illegally open a garage door are now common, so locking the bike to something solid inside the garage is good risk management. It is also wise to lock the interior door from the garage into the house.

If a theft occurs from the garage, a police report detailing the forcible entry is required. Damage to the door or its locking mechanisms, or a cut lock, is evidence of forcible entry.</h3>

What do I need to file a theft claim from my garage?

A police report that documents forcible entry into the garage or a cut lock. Damage to the door or its locking mechanisms, or a cut lock, is what establishes forcible entry. The full set of conditions for a locked bike is in when a locked bike is covered.

Should I lock my bike inside a closed garage anyway?

Yes, and it is worth the small effort. Electronic devices that can open a garage door in seconds are widely available, so locking the bike to something solid inside the garage and locking the interior door into the house closes the easiest path a thief has to steal a bike or personal effects from inside your home.

What lock should I use in the garage?

A high-quality U-lock or a sleeved chain, or the two together, anchored to something immovable. Skip cable locks, which are easily defeated and give a false sense of security. Our lock choices are in the lock we recommend.

Back to all FAQs

Browse categories

Nothing in these FAQ pages will amend, change or modify the wording of the issued policy.