Velosurance bicycle insurance

Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.

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500 NE Spanish River Blvd Suite 103C
Boca Raton, FL 33431
United States
support@velosurance.com
+1 (888) 663 9948

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New Mexico cycling in numbers

50%

Bike ownership

60+

Miles of trails

35

State parks

45

Bike friendliness score

New Mexico from a cyclist's perspective

New Mexico cycling

New Mexico rewards cyclists with a mix of big sky, high desert, and mountain air that feels tailor made for long days in the saddle. From cottonwood shaded river paths to rugged backcountry loops, it offers more variety than its map footprint might suggest. The overall bicycle friendliness sits in the lower middle of the national pack, but certain pockets work hard to tip the experience in riders’ favor.​

Albuquerque is the state’s cycling workhorse. A substantial network of bikeways and multi use paths traces arroyos and the Rio Grande, giving riders car free corridors that link neighborhoods, parks, and downtown. The signature Paseo del Bosque Trail follows the river through cottonwood bosque and open fields, serving as both a fitness route and a calm way to traverse the city. On surface streets, conditions feel more mixed: some corridors have useful bike lanes, while others still reflect a car first design, so route choice matters.​

Santa Fe leans into cycling with a more compact, arts driven setting. Rail trail segments, the River Trail, and short but scenic connectors give road and gravel riders pleasant ways to move between the historic core, outlying neighborhoods, and surrounding foothills. The city has invested in bikeways as part of a broader multimodal strategy, yet gaps in the network and some high speed arterials can make cross town trips feel disjointed without local knowledge.​

Bicycle rider in Forsyth Park, Savannah, Georgia

Beyond the cities, New Mexico’s marquee rides help define its character for visiting cyclists. The Monumental Loop around Las Cruces strings together desert tracks, dirt roads, and views of the Organ Mountains for riders who want a multi day bikepacking taste of the Chihuahuan Desert. Up north, access points around Taos and Los Alamos open the door to mountain and road climbs that push into high elevation forests and above tree line scenery. These landscapes often feel remote and committing, rewarding preparation and respect for weather, heat, and limited services.​

As a whole, New Mexico feels like a state in transition for cyclists. Urban networks in Albuquerque and Santa Fe are steadily improving but remain incomplete, and statewide rankings place New Mexico in the lower half for bike friendliness, reflecting lingering safety and policy challenges. At the same time, the blend of cultural interest, public lands, and emerging long distance routes makes it an appealing canvas for riders who value scenery, solitude, and a bit of adventure with their pavement and dirt.

New Mexico Cycling Weather

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Sunny days a year

300

Riding season

Year-round

300 sunny days a year

Riding season

New Mexico Cycling Destinations

Paseo del Bosque Trail

Paseo del Bosque Trail

Albuquerque, NM
~61.5 mi.
~500 ft.
Up to 3 hr.

Paseo del Bosque is Albuquerque’s signature river trail, a paved greenway that traces the Rio Grande beneath cottonwoods and open fields along the valley floor. Riders move through a quiet corridor that feels far removed from traffic, with views of the Sandia Mountains, access to the Rio Grande Nature Center, and links to zoo and museum districts along the way. The largely flat profile makes it ideal for everything from family spins to tempo sessions, and dirt side paths let gravel and cyclocross riders add texture. Because it connects multiple bridges and neighborhoods, the Bosque becomes both a commute route and a scenic long ride, especially at sunrise and sunset when wildlife and color are on full display.

Monumental Loop

Monumental Loop

Las Cruces Region, NM
Up to 255 mi.
~8,700 ft.
4 to 5 riding days for strong bikepackers

The Monumental Loop has become a calling card for bikepackers seeking a multi day dirt adventure that still starts and finishes in town. Circling the Organ Mountains Desert Peaks National Monument, it strings together desert singletrack, sandy two track, ranch roads, and short pavement links to create a rugged loop through volcanic cones, open basins, and rocky hills. Riders experience big sky horizons, long water gaps, and punchy climbs that quickly remind you how remote southern New Mexico can feel. This is a route for experienced riders with good navigation and resupply planning, but it rewards that effort with solitude, starry nights, and a strong sense of place that few road tours can match.

Santa Fe Rail Trail

Santa Fe Rail Trail

Santa Fe, NM
~30 mi.
~2,000 ft.
Up to 4 hr.

South and southeast of Santa Fe, the Rail Trail and surrounding gravel roads give riders an easy way to roll from gallery and plaza life into open piñon juniper country. The Rail Trail itself follows the old rail corridor toward Lamy with a mix of paved urban path and dirt doubletrack sections, offering both mellow spins and rougher washboard segments. From trailheads near the city edge, gravel riders can branch into Santa Fe County’s broader network around Cerrillos, Lamy, and Rowe Mesa, where quiet county roads stitch together ranchland, arroyos, and views that reach toward the Ortiz and Sangre de Cristo ranges. It is a natural playground for mixed surface all road bikes and long shoulder season days.

Sandia Crest and Tramway Road

Sandia Crest and Tramway Road

Albuquerque, NM
Up to 30 mi.
Up to 3,000 ft.
Up to 4 hr.

For road cyclists chasing vertical, the Sandia Mountains on the edge of Albuquerque deliver some of the most classic climbing in the state. Tramway Boulevard wraps around the city’s northeastern flank with a steady false flat and rolling profile that becomes a de facto training circuit, framed by big views of the mountains and high desert. From there, stronger riders can push into higher elevations via the Sandia Crest Road from the eastern side, a sustained mountain climb through tight turns, forest shade, and cooler air near the summit. On clear days, the payoff panorama stretches well across the Rio Grande Valley, making every pedal stroke feel worthwhile.

Gila Region

Gila Region

Silver City, NM
~70 mi.
~5,000 ft.
Up to 7 hr.

Around Silver City and the Gila National Forest, New Mexico’s cycling turns wilder and more textured, with layered ridges, ponderosa pine, and deep canyons setting the tone. Road riders gravitate to looping routes that roll past the Continental Divide and into the forest, mixing long climbs, fast descents, and minimal traffic on winding pavement. Gravel and bikepacking enthusiasts tap into a dense network of forest roads, including variations of the Great Divide Mountain Bike Route and locally curated loops that circle the Tyrone Copper Mine or dive into Burro Mountain country. The combination of elevation, remoteness, and limited services makes this region feel like a training ground for bigger mountain expeditions.

Northern New Mexico High Country

Northern New Mexico High Country

Smyrna, GA
Up to 60 mi.
~4,500 ft.
Up to 6 hr.

Northern New Mexico around Taos offers a mix of high plateau roads, river canyons, and mountain access that feels almost alpine in character. Road cyclists can trace the Rio Grande Gorge area and quiet paved spurs that climb toward the Sangre de Cristo foothills, with big horizons and dramatic river cut views. Mountain and gravel riders find hundreds of miles of forest and county roads around the Jemez, Carson National Forest, and Cabezon Peak to the west, where volcanic mesas and mixed conifer forests trade places over long days out. The riding here rewards those who are comfortable with altitude, fast changing weather, and occasional rough surfaces, but the payoff is striking scenery and a sense of space that is hard to match.

New Mexico Cycling Events

Cycling is very popular in New Mexico, there’s a cycling event for every type of rider.

New Mexico's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

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Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bike insurance, where claims won’t affect your homeowner's or renter’s policy premiums.

Comparison of a Velosurance policy with a homeowners policy
Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement Bike RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.

Customer Stories

Client satisfaction is our #1 goal. Here's what our clients say about Velosurance

"Velosurance is truly a necessity for any cyclist who is serious about their bicycle. I don't have to worry about my bike as I know if anything happens I'm covered. Dealing with Denis and Dave is also fantastic as they answered all my questions and helped through the enrollment process. Give velosurance a shot, you definitely wont be disappointed. "

Julian D

Julian D

Miami, FL

"Excellent customer service and even better insurance. They were remarkable when I was involved in a case of vehicular violence (hit and run on my bicycle). I've recommended bicycle insurance to so many people, and it's always Velosurance. I'll use them for life. "

Chris R

Chris R

Los Angeles, CA

"This was my first ever insurance claim. I'm pleased to be able to say that your company did a wonderful job in helping me through the process. I recommend your company to all of my racing friends. Thanks for doing right by me! "

Bryan L

Bryan L

New York, NY

Check out Velosurance reviews to see what people are saying about us.

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New Mexico's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

Free instant quote

We never share your email
You can add more bikes later

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We are riders and insurance experts who give advice and share insights to educate fellow riders and keep them safe while on road or trail. We want you to become a better rider by helping you understand and manage risk associated with your lifestyle.

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