Velosurance bicycle insurance

Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.

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Georgia Cycling: From Appalachian Gaps to Coastal Canopies

Discover the diverse world of the Peach State on two wheels - where urban greenways meet rugged mountain singletrack and historic rail-trails.

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Georgia cycling in numbers

70%

Bike ownership

4,00+

Miles of trails

49

State parks

50

Bike friendliness score

Georgia from a cyclist's perspective

Georgia cycling

Georgia offers cyclists a tapestry of scenic adventures and urban rides, blending Southern charm with surprising trail diversity. From the peaks of the Blue Ridge Mountains to the shaded banks of urban greenways, the state holds allure for road cyclists, mountain bikers, and recreational riders alike. The renowned Silver Comet Trail is perhaps Georgia’s star attraction—an uninterrupted paved corridor stretching more than 60 miles from the Atlanta suburbs to the Alabama line. Its gentle grades, lush tree cover, and connections to small rural communities create a quintessential long-distance biking experience and attract riders of all skill levels year-round.

Atlanta, Georgia’s largest city, has made visible efforts to improve its cycling infrastructure. Projects like the Atlanta BeltLine—a developing 33-mile trail and park loop—are beginning to reshape perceptions of city cycling, offering urban connectivity and recreational escapes in close proximity to galleries, markets, and historic neighborhoods. While Atlanta’s car-centric culture and busy streets can present challenges, riders are increasingly finding space to roll thanks to expanding networks of bike lanes, shared-use paths, and social ride groups. The city’s burgeoning trail system and diverse neighborhoods make it a surprisingly engaging urban cycling destination, though first-timers should remain alert navigating traffic-heavy areas.

Just east of Atlanta, Decatur stands out as one of the state’s most bikeable enclaves. Compact, vibrant, and progressive, Decatur boasts a web of accessible neighborhoods, local parks, and a connected trail ethos that makes exploring by bicycle an everyday affair. The city’s investment in mixed-use trails and pedestrian-friendly streets is reflected in both local routines and regional cycling events, cementing its reputation as a leading Georgia cycling community.

Bicycle rider in Forsyth Park, Savannah, Georgia

Beyond the metro, Georgia’s patchwork of greenways and rail-trails continues to grow. The Firefly Trail, winding through the gentle hills of Athens and surrounding counties, promises a peaceful rural outing. In northern reaches, mountain bikers flock to the rugged singletrack of Mulberry Gap and explore the famous Blankets Creek trail system, with burly climbs and swooping descents set against forested backdrops. Meanwhile, the planned Hi-Lo Trail is poised to become another signature route, aiming to ultimately connect Athens all the way to Savannah with a dedicated multi-use corridor.

Georgia’s state parks add another dimension, offering bike-friendly loops, lakeside scenery, and trailhead facilities amid protected landscapes. Parks like Fort Yargo and Hard Labor Creek complement the larger trail network with hidden gems for both day-tripping families and seasoned off-road enthusiasts.

While Georgia’s bicycle friendliness varies from city to city and rural county to tourist hub, its wide-ranging terrain, energetic cycling culture, and investment in trail projects demonstrate strong momentum. For both visitors and residents, the Peach State is welcoming ever-more riders to join its journey on two wheels.

Georgia Cycling Weather

Georgia features a humid subtropical climate that provides nearly year-round cycling opportunities, characterized by mild winters, vibrant springs, and long, hot summers

Sunny days a year

218

Riding season

March - October

218 sunny days a year

Riding season

Georgia Cycling Destinations

Silver Comet Trail

Silver Comet Trail

Smyrna, GA
~61.5 mi.
~984 ft.
Up to 7 hr.

The Silver Comet Trail is a crown jewel among Georgia’s cycling routes, famous for its smooth paved surface and scenic, uninterrupted length. Starting near Smyrna in metro Atlanta and stretching 61.5 miles westward, it passes through forests, quiet small towns, and historic railroad relics. Riders enjoy gentle grades and plenty of amenities, from rest stops to bike rentals. It’s a favorite for all skill levels, from families seeking a day trip to endurance cyclists chasing a metric century. The near-level elevation profile means you can maintain a brisk pace, all while soaking in the changing southern landscapes. As you cross the dramatic Pumpkinvine Creek Trestle, you'll experience panoramic views that perfectly capture the trail's blend of industrial history and natural beauty. This seamless connection to Alabama's Chief Ladiga Trail further extends the journey, offering an unmatched interstate cycling corridor for those seeking a truly legendary adventure.

Six Gap Century

Six Gap Century

North Georgia Mountains
~104 mi.
~11,200 ft.
Up to 10 hr.

Renowned statewide, the Six Gap Century offers an epic road cycling challenge. This annual ride traverses six major mountain passes in the North Georgia Mountains, winding through jaw-dropping scenery and offering steep climbs that push even advanced riders. Cyclists tackle legendary gaps—Neels, Hogpen, Unicoi, Jacks, Wolfpen, and Woody—on a route that’s equally celebrated for its breathtaking views and relentless elevation. The ride is well-marked and supported, especially during event season, but can be completed by strong riders any time. You’ll experience the best of southern Appalachian terrain, wildlife sightings, and mountain culture. The legendary ascent of Hogpen Gap serves as the route's most formidable test, boasting grades that exceed 12% and demanding every ounce of a rider's stamina. Reaching the summit, however, rewards the effort with a sense of immense accomplishment and sweeping vistas across the Chattahoochee-Oconee National Forest.

Atlanta BeltLine

Atlanta BeltLine

Atlanta, GA
Up to 33 mi.
Minimal
Up to 3 hr.

Atlanta’s BeltLine is an ambitious urban trail network turning busy neighborhoods into green cycling corridors. The most popular Eastside stretch links Piedmont Park, Ponce City Market, and vibrant districts on 4 miles of shared-use path. Future expansions will total over 33 miles, blending city adventure with safe and scenic riding. Traffic can be lively, especially on weekends, but the route’s flatness and people-watching opportunities make it a quintessential Atlanta ride. Plan stops at art installations and cafes along the way for a true taste of the city. The trail serves as a living gallery, where massive murals and interactive sculptures transform a simple bike ride into a cultural tour of the city's creative heart. As the loop nears completion, it continues to weave together historically divided communities, creating a seamless and sustainable artery for both daily commuters and weekend explorers.

Blankets Creek MTB Trails

Blankets Creek MTB Trails

Atlanta, GA
up to 15 mi.
~1,031 ft.
Up to 3 hr.

For mountain bikers, Blankets Creek in Woodstock is Atlanta’s premier singletrack destination. The park features seven interconnected trails over 15 miles, catering to beginners and experts. Flowing downhills, technical climbs, boardwalks, and optional jumps keep things exciting. Alternate loops and clear trail markers offer accessible rides for novices, while advanced riders tackle fast descents and challenging features. Blankets Creek’s lively cycling community and well-maintained facilities make it a regular ride for metro Atlanta mountain bikers. The "South Loop" provides a masterclass in flow and technical progression, winding through dense hardwoods with perfectly banked berms that reward carry-speed and precision. For those seeking a more rugged experience, the "Quehl Holler" jump trail offers expertly crafted features that allow riders to catch air and hone their downhill skills in a controlled, exhilarating environment.

Firefly Trail

Firefly Trail

Athens, GA
Up to 19 mi.
Moderate
Up to 3 hr.

Emerging as a regional favorite, the Firefly Trail meanders through Athens and neighboring counties. Its paved segments (currently up to 16–19 miles) offer peaceful rural escapes and urban park connectors, with more trail length planned for the future. Riders pass through green landscapes and historic rail towns, encountering gentle terrain ideal for recreational cycling and family outings. Local cycling groups hold regular rides, fostering a friendly trail culture. The highlight for many is crossing the iconic restored trail bridge in downtown Athens, which serves as a majestic gateway to the rolling countryside beyond. As the trail expands to its goal of 39 miles, it is transforming an old rail corridor into a vibrant ribbon of health and history that unites local communities.

Fort Yargo State Park

Fort Yargo State Park

Atlanta, GA
20+ mi.
~600 ft.
Up to 3 hr.

Nestled between Atlanta and Athens, Fort Yargo State Park has become a hotspot for mountain bikers. Its main trail system covers over 20 miles, including an approachable 6.5-mile beginner-friendly loop circling the lake, with packed dirt, rolling hills, and scenic views. The longer outer loops, up to 13 miles, are more technical, featuring steep drops, tunnels, and fast downhill stretches. Fort Yargo trails are designed for all levels and well-marked, with features that can be bypassed for less experienced riders. The park's signature Yellow Loop offers a rhythmic "pump" feel that keeps riders engaged without being overly punishing, making it a favorite for those looking to build endurance. Meanwhile, the advanced sections near the power lines challenge seasoned riders with root-heavy obstacles and sharp climbs that provide a satisfying technical workout amidst the pines.

Georgia Cycling Events

Cycling is very popular in Georgia, there’s a cycling event for every type of rider.

Georgia's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

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Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bike insurance, where claims won’t affect your homeowner's or renter’s policy premiums.

Comparison of a Velosurance policy with a homeowners policy
Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement Bike RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.

Customer Stories

Client satisfaction is our #1 goal. Here's what our clients say about Velosurance

"Velosurance is truly a necessity for any cyclist who is serious about their bicycle. I don't have to worry about my bike as I know if anything happens I'm covered. Dealing with Denis and Dave is also fantastic as they answered all my questions and helped through the enrollment process. Give velosurance a shot, you definitely wont be disappointed. "

Julian D

Julian D

Miami, FL

"Excellent customer service and even better insurance. They were remarkable when I was involved in a case of vehicular violence (hit and run on my bicycle). I've recommended bicycle insurance to so many people, and it's always Velosurance. I'll use them for life. "

Chris R

Chris R

Los Angeles, CA

"This was my first ever insurance claim. I'm pleased to be able to say that your company did a wonderful job in helping me through the process. I recommend your company to all of my racing friends. Thanks for doing right by me! "

Bryan L

Bryan L

New York, NY

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Georgia's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

Free instant quote

We never share your email
You can add more bikes later

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