Florida cycling in numbers

55%

Bike ownership

2,300

Miles of trails

175

State parks

65

Bike friendliness score

Florida from a cyclist's perspective

Florida cycling

Florida has long been a haven for sunseekers, but it’s also one of the most rewarding states to explore by bike. With year-round riding weather, flat terrain, and an ever-expanding network of trails and greenways, it offers cyclists an inviting mix of leisure, adventure, and variety. Whether you prefer gliding past palm-lined coasts, weaving through forests, or pedaling across historic rail corridors, the Sunshine State makes it easy to keep your wheels turning.

Some of Florida’s most beloved routes trace its natural beauty and history. The Legacy Trail in Sarasota County offers a smooth, scenic ride through wetlands and shaded stretches that connect to nearby beaches. Up north, the Withlacoochee State Trail cuts through small towns and forests, giving a taste of Old Florida along its quiet, tree-canopied route. The East Coast Greenway, still in development, promises an ambitious vision—linking the entire Atlantic coast from Maine to Florida, with major stretches already open through the state. And for those drawn to more exotic landscapes, the Shark Valley Loop in Everglades National Park delivers a surreal experience: wildlife viewing from the saddle, including the occasional alligator sunning just off the path.

Beyond its trails, Florida’s cities are evolving into more bike-conscious places, each in its own way. Miami has been steadily improving, adding protected lanes and expanding its Citi Bike share system. While traffic can be intense, early-morning rides along the Venetian Causeway or the Rickenbacker Trail offer safe and scenic urban escapes. Orlando, once considered strictly car-centric, now boasts a growing network of trails like the Orlando Urban Trail, connecting downtown to lakes and neighborhoods with ease. Efforts to link these into a broader Central Florida Trail system are reshaping how residents commute and explore.

Tampa and St. Petersburg are perhaps the quiet success stories. The Pinellas Trail—a converted railway turned linear park—has transformed cycling in the region, offering a long, continuous stretch that ties communities together. It’s become both a commuter route and a recreational gem, proof that bike infrastructure can change local culture. Jacksonville, sprawling and suburban, faces more challenges but has seen progress with greenway projects and coastal routes that attract determined riders.

Cycling in Florida can be as leisurely or as ambitious as you want it to be. You can chase ocean breezes, explore cypress swamps, or navigate cities that are finally learning to welcome bikes. For all its sun and flat roads, what keeps cyclists coming back is the sense of discovery—the idea that, just beyond the next turn, there’s always a new view waiting under the palm trees.

Florida Cycling Weather

With consistent sunshine and minimal elevation change, Florida provides accessible cycling in every season.

Sunny days a year

240

Riding season

Year round

240 sunny days a year

Riding season

Florida Cycling Destinations

Withlacoochee State Trail

Withlacoochee State Trail

Inverness, FL
47 mi.
Negligible
Up to 5 hr.

Drifting north through Florida’s “real” interior, the Withlacoochee State Trail delivers a quietly compelling ride for cyclists seeking sustained miles in a mellow setting. The route repurposes an old railroad corridor through Citrus, Hernando, and Pasco counties — rolling through pine flatwoods, ranch lands, and small towns like Floral City, Istachatta, and Inverness. With nearly 50 miles of mostly straight, paved path, the ride invites rhythm rather than struggle: gear down once, settle into a groove, and watch the scenery unspool. Shade is intermittent, so midday sun can bear down; early morning or late afternoon are golden. Wildlife glimpses (river wading herons, maybe a bounding wild hog) reward the stillness. Town stops lend refuel options without traffic hassle. For cyclists who favour mileage over mountains, this is a “set the legs spinning, let the mind wander” outing. The flat grade means your legs matter more than your lungs—but don’t mistake that for boredom: the varied terrain and rural authenticity give this one character. Finish back in Inverness or loop to a town-based wrap-up and enjoy a restorative beverage.

Florida Keys Overseas Heritage Trail

Florida Keys Overseas Heritage Trail

Key West, FL
106 mi.
Negligible
Up to 2 d.

If ever a cycling route whispered “tropical escape,” the Florida Keys Overseas Heritage Trail (FKOHT) answers the call. Spanning the length of the Keys from Key Largo to Key West, this ride delivers island breezes, turquoise water on both sides, historic railroad-era bridges and the unmistakable cadence of chain-rings turning in paradise. While a full 106-mile traverse is a commitment, many cyclists elect to sample stunning sections: the historic Long Key Bridge, the quiet backroads of Islamorada, the final miles into Key West. The trail is flat, making it accessible to many, but the trade-off is wind, salt air, and sometimes narrow shoulders or road-adjacent stretches — a reminder that islands often mean exposure. Stop for fresh conch fritters in a seaside café, pause on a fishing pier, let the sea-tang fill your lungs. The ride lends itself to multi-day relaxation: you’ll want daylight to linger among palms, to linger on bridges, to pause for that perfect photo. As a magazine feature ride: pack light, pick your section, and soak in the Polynesian-Florida magic as you pedal.

Lake Okeechobee Scenic Trail

Lake Okeechobee Scenic Trail

Jacksonville, FL
109 mi.
Negligible
Up to 2 d.

Set your sights on the wide open skies and grassy dike crest of Lake Okeechobee Scenic Trail — a hidden gem for road-tour cyclists who crave long, steady hours of pedals and horizon. The route hugs the top of the lake’s Herbert Hoover Dike, giving a sweeping sense of scale: flat water one side, farmland the other, wind shaping your journey. The terrain is forgiving, virtually no climbs, so your focus shifts to endurance, hydration, wind management and mental consistency. There is a contemplative quality to this ride: you’re more likely to hear your own gear-click and bird calls than traffic. Facilities are basic in parts — plan water and shade stops carefully. Riding the full 109-mile loop is an achievement; many cyclists instead pick spirited segments. But if you commit to the full circuit, the reward is a grand tour of Florida’s heartland, giant skies, rural farmland, and a quiet sense of arrival long before the final pedal stroke. For magazine-style storytelling: highlight how the dike doubles as a bike highway, how the lake and sky play with your sense of movement, and how simplicity becomes immersive.

Coast‑to‑Coast Trail

Coast‑to‑Coast Trail

Gulf of Mexico, FL
253 mi.
Negligible
Up to 5 d.

Imagine pedalling east to west across Florida’s peninsula, island-to-ocean, through sparking wetlands, citrus groves, suburban stretches and unspoiled greenways: that’s the promise of the Coast-to-Coast Trail. At ~253 miles when completed, this is not a casual ride—it’s a full-on bike journey, long-distance exploration on two wheels. While the terrain remains flat, the variation in scenery keeps it compelling: early morning fog in a swamp, quiet backroads past ranches, a finish line near the Atlantic glitter. For the cycling magazine audience, emphasise the endurance angle: pacing, logistics (bike-friendly lodging, bike repair stops), weather windows (early season for cooler temps), and the story of crossing Florida end-to-end. The flatness means you won’t conquer mountains—you’ll conquer miles, landscapes, and time. It’s for riders who prefer the horizon over summit views, whose reward is the cumulative turn of pedals, varied vistas, and arriving somewhere wholly different from where you started.

Cross Seminole Trail

Cross Seminole Trail

Lake Monroe, FL
23 mi.
Negligible
Up to 2.5 hr.

Located north of Orlando, the Cross Seminole Trail is a superb choice for cyclists seeking a high-quality ride without committing to a full day in the saddle. Threading through Lake Mary, Oviedo and Winter Springs, the paved corridor offers tree-canopied segments, quiet suburban stretches, and seamless connections to auxiliary greenways. With roughly 23 miles available, it caters to both casual riders and fitness-seekers looking for a quick metric‐century split. The flat profile invites consistent rhythm, a confident cadence, and the wind as companion rather than adversary. For magazine copy: highlight how this trail blends commuter access with recreational atmosphere, how early-morning rides here yield solar shafts through live-oak branches, and how cafés at trailheads allow the ride to become breakfast-meets-pedal. It’s not about epic climbs—it’s about flow, connection, and an accessible taste of Florida cycling with minimal fuss and maximum satisfaction.

Florida Cycling Events

Cycling is very popular in Florida, there’s a cycling event for every type of rider.

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Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bicycle coverage, where claims won’t affect your homeowner's or renter’s policy premiums.

Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Rob W
2 months ago
Incredible group of people who are passionate about cycling and have amazing connections with adjustors for when a claim is needed. It has been a great experience thus far, and Dave and team has been great to work with every time I've reached out!
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2 months ago
I wrecked a bike and put a deep gouge in the carbon bottom bracket and delaminated the rear rim. I filed a claim and got a prompt response from an adjuster. He was polite and helpful and always fast to reply. I took the bike to my local shop for a detailed damage report. They recommended I replace the frame and rim. I think the day after I sent the bike shop’s damage report and my accident report to Velosurance, they’d agreed to pay out the full value of my policy, less the $200 deductible, plus $150 to replace my bibs that got torn in the accident.
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3 months ago
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Chris R
3 months ago
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Florida's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

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We never share your email
You can add more bikes later