Velosurance bicycle insurance

Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.

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Alabama Cycling: Your Ultimate Guide to Alabama’s Best Trails and Events

From Appalachian Ridges to Gulf State Park: Discover Alabama’s Premier Paved Paths, Singletrack, and Gravel Routes

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Alabama cycling in numbers

50%

Bike ownership

60+

Miles of trails

35

State parks

45

Bike friendliness score

Alabama from a cyclist's perspective

Alabama cycling

Alabama can surprise a visiting cyclist. The state is not usually on national best of lists, yet it offers a mix of wild ridges, mellow coastal paths, and small city networks that can reward a curious rider. From the Appalachian foothills in the north to the Gulf Coast, cycling here is about stitching together pockets of good infrastructure with big helpings of scenery and quiet roads.​

For road and rail trail riders, the Chief Ladiga Trail in the northeast is an obvious starting point. It rolls gently from Anniston to the Georgia line, where it links with the Silver Comet, creating one of the longest continuous traffic-free corridors in the region. On the coast, the Hugh S Branyon Backcountry Trail and the broader paved network threading through Gulf State Park give you car-free access to dunes, lakes, and pine forest, with beach towns close enough for an easy spin to coffee or dinner. Around Birmingham, the growing Red Rock Trail System offers an urban version of this experience, tying neighborhoods, parks, and riverfront together with a still-expanding web of greenways.

Mountain bikers know Alabama mainly for its state parks and land trusts. Oak Mountain State Park, just south of Birmingham, has become a regional destination with a well-developed singletrack network that mixes fast flow with more technical rock gardens and climbs. In the north, Monte Sano near Huntsville and Chewacla near Auburn offer compact but engaging trail systems where you can string together real elevation in an afternoon loop. These parks often sit close to towns that are large enough to support bike shops and decent post-ride food, which makes them natural hubs for a long weekend.

Hugh S. Branyon Backcountry Trail The big cities are a mixed bag from a cycling friendliness standpoint. Birmingham has made some of the most visible progress, especially near its central greenways and revitalized downtown, but major arterials still feel very much like car territory, and route choice matters. Huntsville has invested heavily in greenways along creeks and through new suburbs, so recreational riding and family trips can be pleasant if you stay on that network, while the standard road grid remains less inviting. Mobile and Montgomery both have pockets where cycling feels reasonable around parks and universities, yet the broader street environment is dominated by fast traffic and incomplete bike facilities.

Overall, Alabama is best approached as a state of strong nodes rather than seamless networks. If you build your trip around the marquee trails and state parks, the experience can be memorable. Using a bike for everyday city mobility, however, still requires patience, local knowledge, and a fairly high comfort level when mixing with cars.

Alabama Cycling Weather

New Mexico offers over 300 sunny days, featuring dry desert heat and crisp mountain air often cooled by brief summer afternoon monsoons.

Sunny days a year

210

Riding season

Sep - May

210 sunny days a year

Riding season

Alabama Cycling Destinations

Chief Ladiga Trail

Chief Ladiga Trail

Anniston, AL
~33 mi.
~800 ft.
Up to 4 hr.

The Chief Ladiga Trail in eastern Alabama is the state’s signature rail trail, threading from Anniston through Weaver, Jacksonville, and Piedmont before meeting Georgia’s Silver Comet at the state line. This is relaxed, big mileage riding through farm country, wetlands, and low forested hills rather than a technical challenge. Small towns punctuate the route with trailheads, convenience stores, and occasional cafes, making it easy to break the ride into segments for less experienced riders. The eastern end, near the Georgia border, feels noticeably more remote with long, quiet stretches that reward steady pacing and a touring mindset. Shade is plentiful, and the pavement surface is generally good, so many riders treat Ladiga as an early-season century builder or a two-day bikepacking warm-up before continuing toward Atlanta on the Silver Comet. Camping options near the trail, plus simple logistics, make it one of Alabama’s most approachable multi-day tours.

Hugh S. Branyon Backcountry Trail

Hugh S. Branyon Backcountry Trail

Gulf State Park, AL
~29 mi.
Mostly flat
Up to 3 hr.

At the Gulf Coast, the Hugh S. Branyon Backcountry Trail offers a contrasting flavor of Alabama riding on a fully paved, multi-use network laced through dunes, wetlands, and maritime forest. The trail sits within and around Gulf State Park, linking Gulf Shores and Orange Beach with a tangle of loops that encourage slow exploration rather than point-to-point efficiency. Riders pass freshwater lakes, coastal oak groves, and occasional alligator-filled marshes, with frequent spur trails leading to overlooks and boardwalks. This is an ideal venue for families, casual cruisers, and e-bike users who want scenery without traffic stress. For stronger riders, the appeal lies in stringing together multiple loops for a longer session, followed by an easy spin to the beach. Early morning and shoulder season rides are particularly pleasant, when coastal light and relatively empty paths make the trail feel far removed from nearby condos and traffic.

Oak Mountain State Park

Oak Mountain State Park

Shelby County, AL
~12 mi.
Varies on route
Up to 4 hr.

Oak Mountain, just south of Birmingham, is Alabama’s flagship mountain bike destination and a long-time favorite across the Southeast. The park’s singletrack network offers everything from beginner-friendly lakeside trails to rooty climbs and rocky descents along the ridges, so groups with mixed ability can still ride together by choosing smart loops. The forest canopy keeps much of the trail shaded, and long contouring segments give the riding a rhythmic quality that rewards fitness and basic technical skills more than extreme handling prowess. Classic routes weave in features like rock gardens, creek crossings, and optional drops without forcing novice riders into danger. Oak Mountain is also race-proven, hosting regional events that use the park’s signature red loop and foothills trails for serious endurance efforts. After the ride, a quick transition to nearby Pelham or Birmingham opens up lodging, breweries, and bike shop support that make repeat visits easy.

Monte Sano State Park

Monte Sano State Park

Huntsville, AL
~15 mi.
~1,800 ft.
Up to 3.5 hr.

Monte Sano rises directly above Huntsville, which gives its state park trails an unusually urban access point for such an old-school mountain landscape. The singletrack wraps around the plateau and drops off the flanks in places, offering riders a mix of smooth bench-cut sections and rock-strewn descents that feel more Appalachian than Deep South coastal. Many local riders pedal straight from town up into the park, but driving to the trailheads and using shorter loops also works well for visiting riders. The vibe is classic cross-country rather than bike park, with tight trees, hand-built lines, and glimpses of the city below through the canopy. Monte Sano pairs well with Huntsville’s expanding greenway network, allowing visitors to spend one day on forested dirt and another cruising paved paths along creeks and through neighborhoods.

Red Rock Trail System

Red Rock Trail System

Birmingham, AL
Up to 130 mi.
Varies on route
Varies on route

Birmingham’s Red Rock Trail System is an evolving network of greenways and multi use paths that is slowly stitching the metro area together for cyclists. Instead of one single trail, Red Rock is a collection of corridors along creeks, rail lines, and ridge toes that weave through neighborhoods, industrial districts, and emerging park spaces. For local riders, it has become the backbone of low-stress commuting and recreation, offering an alternative to the region’s fast multilane arterials. For visitors, a Red Rock ride is a way to experience Birmingham’s industrial history, revitalized downtown, and riverfront without battling heavy traffic. Segments connect parks, breweries, and food halls, so casual half-day explorations are easy to shape into a themed ride. The system is still growing, but even now it stands out as one of Alabama’s most promising examples of urban cycling infrastructure.

Chewacla State Park

Chewacla State Park

Auburn, AL
~15 mi.
~1,400 ft.
Up to 3 hr.

Chewacla State Park on the edge of Auburn punches above its weight with a dense trail network wrapped around a small lake and forested hills. The local trail crew has carved out a variety of loops that range from smooth, flowy options ideal for new mountain bikers to more technical rock-armored lines and man-made features that keep experts entertained. Because everything is compact, it is easy to build a progressive session that starts with a warm-up lap, then adds more challenging segments as confidence grows. The park’s proximity to Auburn University means that on weekends, you are likely to see student riders, families, and visiting alumni all sharing the same space, which creates a lively but friendly trailhead scene. With camping, a swim-friendly lake, and close access to town for food and coffee, Chewacla is an excellent base for a low-key cycling weekend in east Alabama.

Coldwater Mountain Bike Trail

Coldwater Mountain Bike Trail

Anniston, AL
~35 mi.
~1,600 ft.
Up to 5 hr.

Located in Anniston, Alabama, the Coldwater Mountain trail system is a premier destination for mountain bikers. This Bronze-Level IMBA Ride Center features over 35 miles of purpose-built singletrack across 4,000 acres of scenic Appalachian foothills. Known for its technical rock gardens and flowy descents like the legendary Bomb Dog, it offers diverse terrain for every skill level. The meticulously maintained red clay paths provide high-speed thrills and breathtaking views of the surrounding valley. Whether you are seeking a grueling cross-country climb or a gravity-fueled adrenaline rush, this mountain delivers a world-class outdoor experience.

Alabama Cycling Events

Cycling is very popular in New Mexico, there’s a cycling event for every type of rider.

Alabama's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

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Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering stand-alone bike insurance, where claims won’t affect your homeowner's or renter’s policy premiums.

Policy CoverageHomeowner/Renters Policy
Insured at Full ValueYesPossibly
Crash DamageYesNo
Theft CoverageYesLimited
Theft by ForceYesNo
Theft of AccessoriesYesLimited
Theft Away From HomeYesPossibly
Vehicle ContactYesNo
Personal LiabilityYesPossibly
Permissive Use PolicyYesNo
Replacement Bike RentalYesNo
Event Fee ReturnYesNo
Cycling Apparel CoverageYesNo
Medical PaymentsYesPossibly
Racing CoverageYesNo
E-bikesYesNo
Coverage in-transitYesNo
USAC, USAT and IMBA Member DiscountYesNo
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Not all insurance policies provide the same level of protection, and many people only discover gaps in their coverage after filing a claim. We’ve done the hard work of reviewing the fine print. To see how plans compare, check out our insurance comparison.

Customer Stories

Client satisfaction is our #1 goal. Here's what our clients say about Velosurance

"Velosurance is truly a necessity for any cyclist who is serious about their bicycle. I don't have to worry about my bike as I know if anything happens I'm covered. Dealing with Denis and Dave is also fantastic as they answered all my questions and helped through the enrollment process. Give velosurance a shot, you definitely wont be disappointed. "

Julian D

Julian D

Miami, FL

"Excellent customer service and even better insurance. They were remarkable when I was involved in a case of vehicular violence (hit and run on my bicycle). I've recommended bicycle insurance to so many people, and it's always Velosurance. I'll use them for life. "

Chris R

Chris R

Los Angeles, CA

"This was my first ever insurance claim. I'm pleased to be able to say that your company did a wonderful job in helping me through the process. I recommend your company to all of my racing friends. Thanks for doing right by me! "

Bryan L

Bryan L

New York, NY

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Alabama's best bike insurance

No matter where your adventures take you, protect your bicycle and yourself from the unexpected with America's best bike insurance.

Free instant quote

We never share your email
You can add more bikes later

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