Velosurance is a national bike insurance specialist founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.
Insurance created for cyclists, by cyclists
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We are our own first clients
On a rainy day in Fort Lauderdale, two friends and avid cyclists got together to discuss how badly home and renters policies insured bikes while completely overlooking the niche risks cyclists take on every time they go for a ride. As we recounted personal experiences and anecdotes, it became obvious that there had to be a better way. We set to bring a product to the market that would provide coverage that cyclists would actually want. On that wet day over tacos, Velosurance was founded.
We empower cyclists with reliable, specialized insurance that offers peace of mind, protects their investments, and covers risks associated with their lifestyle.
Our values
Our values are rooted in putting cyclists first. We listen closely and respond to our clients’ needs with transparency, ensuring clear, honest communication about coverage, claims, and support. Guided by integrity, we do what’s right for riders at every step. We embrace innovation, continually enhancing our offerings and tools to fit the evolving lifestyles of modern cyclists. And beyond insurance, we actively support and uplift the cycling community, building connections that keep riders rolling with confidence.
The company we keep
An insurance company is only as good as its ability and willingness to pay claims when disaster strikes. We partnered with Markel, an A.M. Best A-rated, U.S.-based underwriter and leader in recreational insurance known for innovative underwriting and uncompromising fairness in claims handling. Our commitment to getting riders back in the saddle is backed by millions of dollars in paid claims, handled with transparency and care, and evidenced through customer reviews and social media mentions.
Ahead of the curve
As cyclists ourselves, we’re deeply embedded in the riding community and attuned to the pulse of the industry. We were early to recognize the e-bike revolution and offer coverage to meet the needs of this growing movement. In line with this, we introduced $300,000 in optional liability coverage to satisfy the insurance requirements of e-bike owners and the underlying coverage requirements for personal liability umbrella insurance policies. In 2024 we raised this limit to $500,000.
Customer Stories
Client satisfaction is our #1 goal. Here's what our clients say about Velosurance
"I had a really great experience with Velosurance. I communicated with Dave and he was always helpful. It’s a really bad day when something gets stolen from you, in my case it was an $1,000 Trek road bike. I’m so thankful I had insurance on the bike. After paying the deductible I would say I got about 75% of that money back. Without insurance I would have gotten nothing. I recommend velosurance to all!"
Madison L
"Your representative, Dan Madsen, was very efficient and fast on following up on my claim. This was the first time I had insurance on my bike and wondered all along about if I ever have a claim, how well it was going to be handled. Well, it was handled so well that I am recommending Velosurance to all my cyclist friends! Once I receive my new bike, I will be adding Velosurance insurance to it. Thanks to Dan and Velosurance for successfully taking care of my claim on a timely matter."
Laura G
"I have had my policy with Velosurance for several years now and can highly recommend them. I insure two road bikes with them and finding the best coverage was straightforward. If one has to file a claim, their customer service is exceptional. They are clear on what documentation is needed and extremely responsive. I also like that they offer global coverage, which is great when traveling abroad."
Thomas B
Check out Velosurance reviews to see what people are saying about us.