Whether you took the winter off to heal an injury, dodge burnout, or simply enjoy a well-earned break, there’s something about the promise of summer racing that stirs the legs...
Velosurance is a national insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.
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Bike insurance to protect your lifestyle
Velosurance was created with the sole purpose of giving our fellow bike riders insurance that actually covered their lifestyle. With our policy you get peace of mind that no matter what happens on the road or trail, there’d be a helping hand to get you back in the saddle.
Insured at Full Value
Your bike is worth more to us than it’s worth to you. Our policy never depreciates your bike's value, so in case of a total loss, you can get yourself a bike of similar value.
Crash Damage
Your bike is covered if it’s damaged in a crash. On a road or trail, a group ride, or a race, if it’s damaged in an accident, it’s covered.
Theft Coverage
If your bike is stolen from a locked location, including your home, car, workplace, or any other secure location, it’s covered.
What is Velosurance?
Velosurance is a national insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an A.M. Best “A"-rated US insurance company to provide a multi-risk policy offering protection to all types of cyclists.
Our cycling insurance policy is superior to any other similar product available in the insurance marketplace. There is simply no substitute.
We cover all types of bikes
Whether you ride the tarmac or shred the gnar, dodge pedestrians, or cruise the beach, you're a member of a special club of people who appreciate the world in a primal way – on two wheels. To keep you rolling, we address the specific risks associated with your discipline.
Comprehensive Coverage
Our basic policy provides protection against theft and accidental damage (including damage and loss in transit), which are the primary fears of cyclists. Depending on your personal use of a bike and existing insurance, there might be gaps in coverage you’d want to address in order to feel that you’re “truly covered.” Our policy can be extended with optional coverages like medical payments, third-party liability protection, worldwide coverage, and race coverage. Limits that match common gaps in conventional insurance coverage are available to create comprehensive protection tailored to your lifestyle and risk tolerance.
Third-party Liability Coverage
If you ride anywhere near pedestrians, other cyclists, or cars, liability insurance is a smart move. It only takes a split second — a distracted pedestrian steps into your path, or you miss a car door swinging open. And even if it wasn’t your fault, you could still end up facing a lawsuit. That’s where third-party liability comes in to protect you if you're held responsible for injury or property damage while riding. When the risk is high, third-party liability coverage offers the peace of mind you need to ride with confidence.