Is the bicycle I rent covered by my insurance?
If a covered loss occurs to the insured bicycle and you are more than 50 miles from the insured location for an organized cycling event, trip or race, we will reimburse you for the reasonable expenses you incur to rent a temporary substitute.
We will reimburse the cost of renting a temporary substitute for use during the organized cycling event, trip or
race, up to a maximum of $250 per occurrence. No deductible will be applied against this coverage. Should a loss occur involving your temporary/substitute cycle, it’ll have the broadest coverage you’ve purchased for your insured cycle for which it serves as a substitute.