Why bicycle insurance?
Whether at your home, on your auto, riding the trail or the road, bicycles are rarely covered for theft or damage. Velosurance offers the availability of a multi-risk, stand-alone insurance policy allowing cyclists to insure their bikes for physical loss, damage, and liability.
Who is Velosurance?
Velosurance is a national insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. We partnered with an “A” A.M.Best rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists.
Compare to others
Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bicycle insurance policy where claims will not affect your homeowner or renters policy premiums.
| Policy Coverage | Home Owner Policy | Renters Policy | Velosurance |
|---|---|---|---|
| Insured at Full Value | Possibly | Possibly | Yes |
| Crash Damage | No | No | Yes |
| Theft Coverage | Limited | Limited | Yes |
| Theft Away From Home | Possibly | Possibly | Yes |
| Vehicle Contact | No | No | Yes |
| Personal Liability | Yes | Yes | Yes |
| Replacement Bike Rental | No | No | Yes |
| Event Fee Return | No | No | Yes |
| Cycling Apparel Insured | No | No | Yes |
| Medical Payments | Possibly | Possibly | Yes |
| Racing Coverage | No | No | Yes |
| Frame Failure | No | No | Yes |
| Borrowed Bicycle | No | No | Yes |
What is covered?
The coverage issued through Velosurance is available as a multi-risk policy with the option to add additional coverages to protect the cycle owner against many types of losses. You choose the coverages to customize your individual policy.
- Crash Damage to Frame & Wheel Set
- Failure Damage to Frame & Wheel Set
- Total Loss by Crash
- Total Loss by Theft
- Theft of Spare Parts
- Liability to Others
- Roadside Assistance
- Replacement Bike Rental
- Riding Apparel Damage
- Medical Payments
- Injury by Auto Contact
- Borrowed Bicycle Coverage
- Event Fee Reimbursement
Velosurance Trusted Partners
Velosurance has partnered with local bike shops throughout the USA to provide our policyholders with service when a damaged bike needs repair or replacement. Trusted Partner bike shops are listed on the Velosurance website so no matter where you need service there is a Velosurance Trusted Partner nearby. Our policyholders are also free to choose their preferred service location.
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