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Why bicycle insurance?

Velosurance offers the availability of a multi-risk, stand-alone insurance policy allowing cyclists to insure their bikes for theft, physical loss, damage, and liability.
Insured at Full Value
We do not depreciate your bike so in case of a total loss you can get yourself a bike of similar value.
Crash Damage
On a road or trail, a group ride or a race, if it’s damaged in an accident, it’s covered.
Theft Coverage
If your bike is stolen from your home, car, workplace or any other secure location, it’s covered.

Why Velosurance is best for your bicycle

Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bicycle insurance policy where claims will not affect your homeowner or renters policy premiums.
Policy Coverage Home Owner/Renters
Policy
Insured at Full Value Possibly Yes
Crash Damage No Yes
Theft Coverage Limited Yes
Theft Away From Home Possibly Yes
Vehicle Contact No Yes
Personal Liability Possibly Yes
Replacement Bike Rental No Yes
Event Fee Return No Yes
Cycling Apparel Insured No Yes
Medical Payments Possibly Yes
Racing Coverage No Yes
Electric Assist Bicycles No Yes
Bicycle Airline Shipping Coverage No Yes

Coverages and Features

Worldwide Coverage

Not all types of insurance are created equal. Velosurance levels the playing field by offering a stand-alone bicycle insurance policy where claims will not affect your homeowner or renters policy premiums.

Medical Coverage

If you’re hurt, we’ll cover some of your medical bills, up to the policy limit. This coverage pays to supplement the deductible of your personal health insurance policy.

Any Crash or Accidental Damage

If your bike is damaged in a crash or accident, whether you slide out in a corner, hit a pothole, get clipped in a crit or even drive your car into a garage with your bike on top, it’s covered.

Damage or Loss in Transit

Bikes often get damaged in transit, by airline and courier services alike. Filing a claim with these is a notoriously difficult process with a questionable outcome. Velosurance covers your bike while it is on it’s way to your destination.

Roadside Assistance

Works just like AAA: when you get stranded, call us and we’ll come get you. our nationwide 24-hour Emergency Service will provide up to 35 miles of transportation for you and your bike per breakdown.

Liability Protection

We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000 or $100,000 per occurrence.

Total Loss by Theft

We will protect you from personal liability (injury, sickness, death, or damage to property) you cause while riding your bike. Coverage limits offered: $25,000, $50,000 or $100,000 per occurrence.

Bike Shop Partner Network

We have partnered with a nationwide network of local bike shops (LBS). The network is available to you as a resource for bicycle repair or replacement. In case of a claim, a trusted partner will help you evaluate the severity of damage and prepare a repair estimate.

Here is what clients say about us

We've helped many cyclists ! Take a look at what some of them have to say
Clay B
Dear Dave: I just wanted to take a minute to say how pleased I am with Velosurance. I'm relatively new to cycling, but was fortunate be able to buy a new Trek Madone for a cycling adventure in...
Jay D
I purchased Velosurance early this season after seeing a crash that totaled five bikes. Dave at Velosurance quickly built a quote for road bikes that are raced by my wife and myself. Dave made sure...
 

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