Why isn't my bike covered under my homeowners/renters insurance?

Your bicycle most likely will have some coverage under your homeowners or renters policy, however, there are usually limits or restrictions on the value of the bike and the types of losses that would be covered. Also, should you have to file a bicycle claim against your homeowner’s policy, you risk having your homeowner insurance rates being increased. With a Markel cyclist policy through Velosurance, you will have the peace of mind and satisfaction in knowing that your policy is built specifically for you and your bike.

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