How do I add international coverage?Premium is 10% of annual premium prorated from date you add via client portal at https://velosurance.com/client Back to FAQ Index >> Was this reply helpful? Related questions Can I insure only my frame? You cannot insure just the frame because the policy covers the entire bike and insuring for less than the bike’s value would be considered “under insuring”, and it has an inherent downside. Do you depreciate bike value? Our policy states that we will pay for the amount necessary to repair or replace the insured bicycle with like kind and quality less the deductible and up to the insured value shown on the Declaration Page for ‘Bicycle Physical Damage’.