Frequently Asked Questions

The price to replace my bike is now $1000 more than I paid for my bike three years ago. Can I insure my three year old bike for the current replacement cost?

The concept of insurance is to make you whole again should you suffer a loss. You can insure your bike for the amount of money you spent buying the bike and adding accessories, such as a GPS, and upgrading components or the wheelset. Example; you purchased the bike for $3000 and added a $2000 wheelset, plus you upgraded the derailleur from mechanical to electrical at a cost of $750. You now have an insurable value of $5750.

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